Black Hawk County property record for 1415 Bluff St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 884 sqft · built 1920 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,984 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 8914-13-208-009 |
| Primary APN | 8914-13-208-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 75 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1415 BLUFF ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOLFFS REPLAT OF A PORTION OF BLK 8 IN JACKSON TAYLORS ADD CF LOT 4 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | WOLFFS REPLAT |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2301 |
1415 Bluff St is owned by an individual who acquired it in July 2007.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1610 HACIENDA CT, CEDAR FALLS, IA 50613-2301 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2007 |
| Transfer Doc | 2008001454 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1415 Bluff St was $1,984, up 0.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,984.00 (+0.51%) | $132,170 Land $32,850 Building $99,320 | $132,170 Land $32,850 Building $99,320 |
| 2024 | $1,974.00 | ||
| 2023 | $122,680 (+21.96%) Land $21,900 Building $100,780 | $122,680 Land $21,900 Building $100,780 | |
| 2022 | $1,856.00 | $100,590 Land $21,900 Building $78,690 | |
| 2021 | $100,590 Land $21,900 Building $78,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1415 Bluff St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 13 (2008–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1415 Bluff St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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