1415 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1415 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 1929
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-101-019`

Property Details

APN / Parcel Number

Primary APN	`8913-36-101-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	924 sqft
Attic	Attic
Attic Area	416 sqft
Basement Area	924 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	110 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1415 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 115
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	115
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1002
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-101-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1415 BERTCH AVE, WATERLOO, IA 50702-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 13, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1415 BERTCH AVE, WATERLOO, IA 50702-2303
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BERTCH AVE, WASHBURN, IA 50702-2303

Mortgage

Document Number	202400003615
Date	Sep 12, 2023
Instrument	202400003615

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 01, 2063

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1415 BERTCH AVE, WATERLOO, IA 50702-2303
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BERTCH AVE, WATERLOO, IA 50702-2303

Mortgage

Document Number	202300004388
Date	Sep 13, 2022
Instrument	202300004388

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 01, 2062

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1415 BERTCH AVE, WATERLOO, IA 50702-2303
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BERTCH AVE, WATERLOO, IA 50702-2303

Mortgage

Document Number	202200014631
Date	Jan 18, 2022
Instrument	202200014631

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MONTCALM, WV 24737

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 Homeowner's exemption	$131,910 (-1.31%) Land $15,760 Building $116,150	$131,910 (-1.31%) Land $15,760 Building $116,150
2024	$2,678.00 (+37.33%)
2023		$133,660 (+36.92%) Land $15,760 Building $117,900	$133,660 (+36.92%) Land $15,760 Building $117,900
2022	$1,950.00 Homeowner's exemption	$97,620 Land $15,760 Building $81,860
2021			$97,620 Land $15,760 Building $81,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 740 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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