1415 Beechwood Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1415 Beechwood Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1989
Lot Size	0.444 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2025)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`96587`

Property Details

APN / Parcel Number

Primary APN	`96587`
Alternative APN	`072631337300010850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Heated Area
Gross Area	2,016 sqft
1st Floor Area	1,504 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,384 sqft (0.444 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96587
Street Address	1415 BEECHWOOD DR
City	SAINT CLOUD
State	FL
Zip	34772-7595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	HICKORY HOLLOW UNIT 2 PB 5 PG 142-143 LOT 85
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	HICKORY HOLLOW UN 1
Legal Tract	3373
Legal Block	1
Legal Lot Number	85
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1049
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Aug 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Document Number	2025122023
Deed Book / Page	6858 / 73
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595

Mortgage

Document Number	0061372974
Date	Jan 27, 2022
Book Page	6137/2974
Instrument	2022014582

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE HELEN, FL 32744

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595

Mortgage

Document Number	0068290509
Date	Aug 4, 2025
Book Page	6829/509
Instrument	2025096518

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 1, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 3, 2025
Property Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595
Document Number	0068580073
Book / Page	6858 / 73
Map Reference	MB 5 PG 142&143
Instrument Date	Sep 30, 2025
Instrument	2025122023
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6377 LAKE ALAPAHA BLVD, NAYLOR, GA 31641-2590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595

Mortgage

Document Number	0000685875
Date	Oct 3, 2025
Instrument	6858/75

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052521493
Date	Dec 12, 2017
Book Page	5252/1493
Instrument	2017176375

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1415 BEECHWOOD DR, SAINT CLOUD, FL 34772-7595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056292108
Date	Nov 25, 2019
Book Page	5629/2108
Instrument	2019153482

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+6.3%) Homeowner's exemption	$166,057 (+2.9%)	$304,500 (+0.03%) Land $65,000 Building $239,500
2024	$2,302.00 (+2.36%) Homeowner's exemption	$161,378 (+3%)	$304,400 (+1.33%) Land $65,000 Building $239,400
2023	$2,249.00 (+5.04%) Homeowner's exemption	$156,678 (+3%)	$300,400 (+38.11%) Land $65,000 Building $235,400
2022	$2,141.00 Homeowner's exemption	$152,115	$217,500 Land $55,000 Building $162,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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