1415 Banbury W, Hernando, MS 38632 Property Records

DeSoto County property record for 1415 Banbury W, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,340 sqft · built 2009
Lot Size	1.03 acres (45,279 sqft)
Owner	Individual Name on File
Last Sale	$306,100 (Mar 2009)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00125-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00125-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,340 sqft Adjusted Area
1st Floor Area	2,424 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	45,279 sqft (1.03 acres)
Lot Dimensions	266 ft deep x 35 ft wide
Patio Area	192 sqft

Location & Zoning

Street Address	1415 BANBURY W
City	HERNANDO
State	MS
Zip	38632-7683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 125
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	125
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

1415 Banbury W is owned and occupied by an individual who acquired it in February 2024.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1415 BANBURY W, HERNANDO, MS 38632-7683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2009 · Amount on File
Deed Sale	Mar 20, 2009 · Amount on File
Deed Book / Page	605 / 177
Last Transfer Date	Feb 16, 2024
Transfer Doc	1024/12356
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1415 BANBURY W, HERNANDO, MS 38632-7683
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BANBURY W, HERNANDO, MS 38632-7683

Mortgage

Document Number	5661/10478
Date	Feb 8, 2024
Book Page	5661/10478

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1415 BANBURY W, HERNANDO, MS 38632-7683
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004946/715
Date	May 18, 2020
Book Page	4946/715

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	319 Months
Due	Dec 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1415 BANBURY W, HERNANDO, MS 38632-7683
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BANBURY W, HERNANDO, MS 38632-7683

Mortgage

Document Number	005158/185
Date	Feb 9, 2021
Book Page	5158/185

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Banbury W was $3,818.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,818.00	$35,265 Land $4,000 Building $31,265	$352,650 Land $40,000 Building $312,650
2023	$3,269.00	$25,657	$256,566 Land $40,000 Building $216,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1415 Banbury W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Banbury W is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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