1415 Arbitus Cir, Oviedo, FL 32765 Property Records

Seminole County property record for 1415 Arbitus Cir, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,300 sqft · built 2005
Lot Size	0.219 acres (9,544 sqft)
Owner	Individual Name on File
Last Sale	$589,000 (Nov 2021)
Tax Bill	$7,002 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-21-30-5RK-0000-0280`

Property Details

APN / Parcel Number

Primary APN	`24-21-30-5RK-0000-0280`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,300 sqft Living Area
1st Floor Area	2,232 sqft
2nd Floor Area	1,068 sqft
Upper Floors Area	1,068 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,544 sqft
Garage Area	220 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	514 sqft
Patio Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1415 ARBITUS CIR
City	OVIEDO
State	FL
Zip	32765-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 MADISON CREEK PB 65 PGS 38 - 41
Legal Range	30E
Legal Township	21S
Legal Section	24
Legal Subdivision	MADISON CREEK
Legal Lot Number	28
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3010
Census Tract	22207

Owner

1415 Arbitus Cir is owned and occupied by an individual who bought it in November 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1415 ARBITUS CIR, OVIEDO, FL 32765-8046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Jul 28, 2005
Deed Document Number	2021152908
Deed Book / Page	10103 / 121
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 19, 2021
Property Address	1415 ARBITUS CIR, OVIEDO, FL 32765-8046
Document Number	0101030121
Book / Page	10103 / 121
Map Reference	MB 65 PG 38-41
Instrument Date	Nov 4, 2021
Instrument	2021152908
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,123.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 ARBITUS CIR, OVIEDO, FL 32765-8046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SYLVAN GROVE DR, CARY, NC 27518-9607

Mortgage

Document Number	0010103123
Date	Nov 19, 2021
Instrument	10103/123

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1415 ARBITUS CIR, OVIEDO, FL 32765-8046
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091171872
Date	Apr 26, 2018
Book Page	09117/1872
Instrument	2018045712

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Apr 18, 2030

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1415 ARBITUS CIR, OVIEDO, FL 32765-8046
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091171881
Date	Apr 26, 2018
Book Page	09117/1881
Instrument	2018045713

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Apr 18, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Arbitus Cir was $7,002 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,002.00 Homeowner's exemption	$553,085	$553,085 Land $135,000 Building $418,085
2023	$6,946.00 (+2.43%) Homeowner's exemption	$538,922 (+3%)	$607,393 (+8.13%) Land $135,000 Building $472,393
2022	$6,781.00 Homeowner's exemption	$523,225	$561,702 Land $115,000 Building $446,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1415 Arbitus Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Arbitus Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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