Galveston County property record for 1415 20th St, Galveston, TX 77550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,271 sqft · built 1955 |
| Lot Size | 0.058 acres (2,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,768 (Mar 2025) |
| Tax Bill | $5,869 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Mar 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 3510-0019-2008-001 |
| Primary APN | 3510-0019-2008-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,271 sqft Living Area |
| 1st Floor Area | 923 sqft |
| 2nd Floor Area | 348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Asbestos |
| Lot Area | 2,530 sqft (0.058 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1415 20TH ST |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77550-4714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF1 |
| Legal Description | ABST 628 M B MENARD SUR PT OF LOT 8 (2008-1) SW BLK 19 GALVESTON OUTLOTS |
| Legal Subdivision | GALVESTON OUTLOTS |
| Legal Block | 19 |
| Legal Lot Number | 8 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 724400 |
1415 20th St is owned and occupied by two individuals who bought it in March 2025.
Source: Galveston County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1415 20TH ST, GALVESTON, TX 77550-4714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2025 | Vendor's Lien, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 27, 2023 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2025 · Amount on File |
| Deed Sale | Mar 3, 2025 · Amount on File |
| Prior Sale | Apr 18, 2023 · Amount on File |
| Deed Document Number | 20259973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Mar 3, 2025 |
| Property Address | 1415 20TH ST, GALVESTON, TX 77550-4714 |
| Document Number | 0000009973 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025009973 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | UNIVERSITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009974 |
|---|---|
| Date | Mar 3, 2025 |
| Instrument | 2025009974 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Mar 27, 2023 |
| Property Address | 1415 20TH ST, GALVESTON, TX 77550-4714 |
| Document Number | 0000013351 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023013351 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5112 AVENUE S, GALVESTON, TX 77551-5680 |
The 2025 property tax bill for 1415 20th St was $5,869, down 8.5% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,500 (-14.34%) Land $44,910 Building $247,590 | $292,500 (-14.34%) Land $44,910 Building $247,590 | |
| 2025 | $5,869.00 (-8.5%) | $341,470 Land $44,910 Building $296,560 | $341,470 Land $44,910 Building $296,560 |
| 2024 | $6,414.00 | ||
| 2023 | $237,770 Land $30,990 Building $206,780 | $237,770 Land $30,990 Building $206,780 | |
| 2018 | $401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1415 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Nearby Flood Claims | 229 (1979–2024) |
| Claims Outside the SFHA | 33 of 229 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1415 20th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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