1415 196th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1415 196th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,951 sqft · built 2004
Lot Size	0.152 acres (6,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Aug 2004)
Tax Bill	$5,310 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500305-0-010`

Property Details

APN / Parcel Number

Primary APN	`500305-0-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,951 sqft Living Area
Gross Area	2,377 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,640 sqft (0.152 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1415 196TH ST E
City	SPANAWAY
State	WA
Zip	98387-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 21 CRESCENT POND PDD: CRESCENT POND PDD NE OF NW 03-18-03E L 1 TOG/W 1/99TH UNDIV INT IN TR A,B,C & D APPROX 6,640 SQ FT EASE OF REC OUT OF 2-038 SEG R0415 12/9/02MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CRESCENT POND PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1415 196TH ST E, SPANAWAY, WA 98387-8034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK NA
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Dec 4, 2017	Intrafamily Transfer, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2004 · Amount on Record
Deed Sale	Aug 3, 2004 · Amount on Record
Prior Sale	Feb 23, 2004 · Amount on Record
Deed Document Number	2004842
Last Transfer Date	Nov 17, 2017
Transfer Doc	0000000142
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1415 196TH ST E, SPANAWAY, WA 98387-8034
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012090045
Date	Dec 9, 2022
Instrument	202212090045

Lender

Name	FLAGSTAR BANK NA
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1415 196TH ST E, SPANAWAY, WA 98387-8034
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002230079
Date	Feb 23, 2022
Instrument	202202230079

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Dec 4, 2017
Property Address	1415 196TH ST E, SPANAWAY, WA 98387-8034
Document Number	0012040142
Map Reference	DOC200212035005
Instrument Date	Nov 17, 2017
Instrument	201712040142
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1415 196TH ST E, SPANAWAY, WA 98387-8034

Mortgage

Document Number	0012040143
Date	Dec 4, 2017
Instrument	201712040143

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,310.00 (+1.01%)	$469,200 (+7.17%) Land $155,500 Building $313,700	$469,200 (+7.17%) Land $155,500 Building $313,700
2025	$5,257.00 (+2.76%)
2024	$5,116.00 (-1.67%)	$437,800 (-3.42%) Land $162,700 Building $275,100	$437,800 (-3.42%) Land $162,700 Building $275,100
2023	$5,203.00	$453,300 Land $154,300 Building $299,000	$453,300 Land $154,300 Building $299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

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