14143 N 2045th St, Teutopolis, IL 62467 Property Records

Effingham County property record for 14143 N 2045th St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	2,048 sqft · built 2020
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Oct 2018)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-15-021-052`

Property Details

APN / Parcel Number

Primary APN	`10-15-021-052`

Interior

Stories	1 Story
Building Area	2,048 sqft Base Area
1st Floor Area	2,048 sqft
Basement Area	2,048 sqft
Unfinished Basement	2,048 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	55,757 sqft (1.28 acres)
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	14143 N 2045TH ST
City	TEUTOPOLIS
State	IL
Zip	62467-3385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 ST FRANCIS SUBD 3418/69 3194/125 3168/199 2839/263 331/385 331/348 315/581
Legal Subdivision	ST FRANCIS SUBDIVISION
Legal Lot Number	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	ST. FRANCIS
Census Block Group	3
Census Block	3048
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14143 N 2045TH ST, TEUTOPOLIS, IL 62467-3385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Oct 1, 2018	Warranty Deed, Transfer · Line of Credit TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20181804069
Deed Book / Page	3418 / 69
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14143 N 2045TH ST, TEUTOPOLIS, IL 62467-3385
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003717/155
Date	Aug 23, 2021
Book Page	3717/155
Instrument	202121004256

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14143 N 2045TH ST, TEUTOPOLIS, IL 62467-3385
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 172, TEUTOPOLIS, IL 62467-0172

Mortgage

Document Number	0003621/16
Date	Oct 14, 2020
Book Page	3621/16
Instrument	202020005717

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Apr 8, 2021

Interest

Rate	2.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 1, 2018
Property Address	14143 N 2045TH ST, TEUTOPOLIS, IL 62467-3385
Document Number	003418/069
Book / Page	3418 / 069
Map Reference	MB 3243 PG 217
Instrument Date	Sep 28, 2018
Instrument	201801804069
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	N 2045TH ST, TEUTOPOLIS, IL 62467

Mortgage

Document Number	201801804070
Date	Oct 1, 2018
Instrument	201801804070

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 28, 2023

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	St. Francis Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (+115,%)	$118,460 (+33.7%) Land $4,050 Building $114,410	$355,380 (+33.7%) Land $12,150 Building $343,230
2022	$5.00 Homeowner's exemption	$88,600 Land $3,030 Building $85,570	$265,800 Land $9,090 Building $256,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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