1414 Utah Ave, Libby, MT 59923 Property Records

Lincoln County property record for 1414 Utah Ave, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 1925
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Apr 2019)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	Apr 2019 Mortgage May 2018 Mortgage + 2 more
APN	`R564929`

Property Details

APN / Parcel Number

Primary APN	`R564929`
Alternative APNs	`56-4175-10-2-22-08-0000` `0000004423`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,614 sqft
2nd Floor Area	690 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004423
Street Address	1414 UTAH AVE
City	LIBBY
State	MT
Zip	59923-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH LIBBY, S10, T30 N, R31 W, BLOCK 014, LOTS 7-8 BLK 14
Legal Range	31W
Legal Township	30N
Legal Section	10
Legal Subdivision	SOUTH LIBBY
Legal Block	14
Legal Lot Number	7,8
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3079
Census Tract	200

Owner

1414 Utah Ave is owned and occupied by an individual who bought it in April 2019.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1414 UTAH AVE, LIBBY, MT 59923-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2018	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 8, 2018	Warranty Deed, Transfer · Seller Carry-Back STEPHEN L JACKSON ETAL
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	2019279123
Deed Book / Page	376 / 614
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Apr 15, 2019
Property Address	1414 UTAH AVE, LIBBY, MT 59923-2532
Document Number	376/614
Book / Page	376 / 614
Instrument Date	Apr 12, 2019
Instrument	279123
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 UTAH AVE, LIBBY, MT 59923-2532

Mortgage

Document Number	279124
Date	Apr 15, 2019
Instrument	279124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	May 8, 2018
Property Address	1414 UTAH AVE, LIBBY, MT 59923-2532
Document Number	372/064
Book / Page	372 / 064
Map Reference	PL 5822
Instrument Date	May 8, 2018
Instrument	274026
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 168034, LIBBY, MT 59923

Mortgage

Document Number	274027
Date	May 8, 2018
Instrument	274027

Lender

Type	Private Party

Agreement

Amount	Amount on Record
Term	36 Months
Due	May 8, 2021

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	May 8, 2018
Property Address	1414 UTAH AVE, LIBBY, MT 59923-2532
Document Number	372/064
Book / Page	372 / 064
Map Reference	PL 5822
Instrument Date	May 8, 2018
Instrument	274026
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1680586, LIBBY, MT 59923

Mortgage

Document Number	274027
Date	May 8, 2018
Instrument	274027

Lender

Name	STEPHEN L JACKSON ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	36 Months
Due	May 8, 2021

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1414 UTAH AVE, LIBBY, MT 59923-2532
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 271624
Date	Nov 17, 2017
Book Page	370/130
Instrument	271624

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1414 Utah Ave was $4,193.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00	$400,000
2025			$400,000 Land $48,483 Building $351,517
2023	$2,571.00	$310,300	$310,300 Land $25,048 Building $285,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1414 Utah Ave; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Utah Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

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