Hamilton County property record for 1414 Summe Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1978 |
| Lot Size | 0.389 acres (16,945 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,550 (Nov 2021) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0010-0029-00 |
| Primary APN | 593-0010-0029-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 976 sqft |
| 2nd Floor Area | 480 sqft |
| Basement Area | 496 sqft |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,945 sqft (0.389 acres) |
| Lot Dimensions | 169 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1414 SUMME DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEWARD SUMME 100 X 169.96 IRR LOT 28 SUMME ACRES SUB BLK A |
| Legal Subdivision | SUMME ACRES SUB |
| Legal Block | A |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21702 |
Source: Hamilton County assessment roll, APN 593-0010-0029-00, as of March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit ECONOMICA AND COMMUNITY DEVELOPMENT INST |
| May 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Nov 01, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2014 |
| Deed Document Number | 0000132566 |
| Deed Book / Page | 14535 / 3693 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Document Number | 0000083783 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 13757/01302 |
| Instrument | 2018-0083783 |
| Name | ECONOMICA AND COMMUNITY DEVELOPMENT INST |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBUS, OH 43219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Document Number | 0000056911 |
|---|---|
| Date | May 07, 2021 |
| Book Page | 14413/272 |
| Instrument | 2021-0056911 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Document Number | 0000072593 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 14438/1202 |
| Instrument | 2021-0072593 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Apr 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 01, 2021 |
| Property Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Document Number | 0000132566 |
| Book / Page | 14535 / 3693 |
| Map Reference | MB 207 PG 100 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 2021-0132566 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $523.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 SUMME DR, CINCINNATI, OH 45231-3226 |
| Document Number | 0000132567 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021-0132567 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,205.00 (+0.41%) | $61,093 (-) Land $10,220 Building $50,873 | |
| 2024 | $3,192.00 (-0.75%) | $61,093 (-) Land $10,220 Building $50,873 | |
| 2023 | $3,216.00 (+16.1%) | $61,093 (+62.28%) Land $10,220 Building $50,873 | $174,550 (+62.28%) Land $29,200 Building $145,350 |
| 2022 | $2,770.00 Homeowner's exemption | $37,647 Land $8,544 Building $29,103 | |
| 2020 | $107,560 Land $24,410 Building $83,150 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610217021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 368 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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