1414 Summe Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1414 Summe Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1978
Lot Size0.389 acres (16,945 sqft)
OwnerIndividual Name on File
Last Sale$174,550 (Nov 2021)
Tax Bill$3,205 (2025)
Deeds & MortgagesSep 2018 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN593-0010-0029-00

Property Details

APN / Parcel Number

Primary APN593-0010-0029-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
1st Floor Area976 sqft
2nd Floor Area480 sqft
Basement Area496 sqft

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area16,945 sqft (0.389 acres)
Lot Dimensions169 ft deep x 100 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1414 SUMME DR
CityCINCINNATI
StateOH
Zip45231-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEWARD SUMME 100 X 169.96 IRR LOT 28 SUMME ACRES SUB BLK A
Legal SubdivisionSUMME ACRES SUB
Legal BlockA
Legal Lot Number28
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group1
Census Block1000
Census Tract21702

Owner

Source: Hamilton County assessment roll, APN 593-0010-0029-00, as of March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1414 SUMME DR, CINCINNATI, OH 45231-3226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage · Line of Credit
ECONOMICA AND COMMUNITY DEVELOPMENT INST
May 07, 2021Deed of Trust, Mortgage · FHA Mortgage
FIFTH THIRD BANK NA
Jun 14, 2021Deed of Trust, Mortgage · FHA Mortgage
FIFTH THIRD BANK NA
Nov 01, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2021 · Amount on Record
Deed SaleNov 01, 2021 · Amount on Record
Prior SaleMar 12, 2014
Deed Document Number0000132566
Deed Book / Page14535 / 3693
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1414 SUMME DR, CINCINNATI, OH 45231-3226
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 SUMME DR, CINCINNATI, OH 45231-3226

Mortgage

Document Number0000083783
DateSep 20, 2018
Book Page13757/01302
Instrument2018-0083783
Lender
NameECONOMICA AND COMMUNITY DEVELOPMENT INST
TypeNon-Lending Institution
AddressCOLUMBUS, OH 43219
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1414 SUMME DR, CINCINNATI, OH 45231-3226
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 SUMME DR, CINCINNATI, OH 45231-3226

Mortgage

Document Number0000056911
DateMay 07, 2021
Book Page14413/272
Instrument2021-0056911
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term239 Months
DueApr 01, 2041

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1414 SUMME DR, CINCINNATI, OH 45231-3226
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 SUMME DR, CINCINNATI, OH 45231-3226

Mortgage

Document Number0000072593
DateJun 14, 2021
Book Page14438/1202
Instrument2021-0072593
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term274 Months
DueApr 01, 2044

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 01, 2021
Property Address1414 SUMME DR, CINCINNATI, OH 45231-3226
Document Number0000132566
Book / Page14535 / 3693
Map ReferenceMB 207 PG 100
Instrument DateOct 01, 2021
Instrument2021-0132566
Transaction TypeTransfer
Record UpdatedDec 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$523.80
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 SUMME DR, CINCINNATI, OH 45231-3226

Mortgage

Document Number0000132567
DateNov 01, 2021
Instrument2021-0132567
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,205.00 (+0.41%)$61,093 (-) Land $10,220 Building $50,873
2024$3,192.00 (-0.75%)$61,093 (-) Land $10,220 Building $50,873
2023$3,216.00 (+16.1%)$61,093 (+62.28%) Land $10,220 Building $50,873$174,550 (+62.28%) Land $29,200 Building $145,350
2022$2,770.00 Homeowner's exemption$37,647 Land $8,544 Building $29,103
2020$107,560 Land $24,410 Building $83,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610217021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 368 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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