1414 Ridgewood Dr, Jenison, MI 49428 Property Records

Ottawa County property record for 1414 Ridgewood Dr, Jenison, MI 49428

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,230 sqft · built 1966
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$226,500 (Nov 2019)
Tax Bill$5,047 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN70-14-14-173-001

Property Details

APN / Parcel Number

Primary APN70-14-14-173-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,230 sqft Living Area
1st Floor Area1,230 sqft
Basement Area988 sqft
Unfinished Basement988 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area15,682 sqft (0.36 acres)
Lot Width131 ft Width
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1414 RIDGEWOOD DR
CityJENISON
StateMI
Zip49428-7922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 6 RIDGEWOOD ESTATES
Legal Range13W
Legal Township6N
Legal Section14
Legal SubdivisionWOOD ESTATES
Legal Block173
Legal Lot Number6
JurisdictionOTTAWA MI
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1003
Census Tract21606

Owner

1414 Ridgewood Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1414 RIDGEWOOD DR, JENISON, MI 49428-7922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Nov 15, 2019Warranty Deed, Transfer · Conventional Mortgage
MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on File
Deed SaleNov 15, 2019 · Amount on File
Prior SaleApr 15, 2011 · Amount on File
Deed Document Number201942458
Last Transfer DateJul 26, 2021
Transfer Doc20210039720
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateAug 4, 2021
Property Address1414 RIDGEWOOD DR, JENISON, MI 49428-7922
Document Number20210039720
Map ReferenceLB 16 PG 60
Instrument DateJul 26, 2021
Instrument2021-0039720
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1414 RIDGEWOOD DR, 1414, JENISON, MI 49428-7922

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1414 RIDGEWOOD DR, JENISON, MI 49428-7922

Mortgage

Document Number20210039721
DateAug 4, 2021
Instrument2021-0039721
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateNov 15, 2019
Property Address1414 RIDGEWOOD DR, JENISON, MI 49428-7922
Document Number20190042458
Map ReferenceLB 16 PG 60
Instrument DateNov 12, 2019
Instrument2019-0042458
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,947.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1414 RIDGEWOOD DR, 1414, JENISON, MI 49428-7922

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1414 RIDGEWOOD DR, JENISON, MI 49428-7922

Mortgage

Document Number20190042459
DateNov 15, 2019
Instrument2019-0042459
Lender
NameMERCANTILE BANK OF MICHIGAN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1414 Ridgewood Dr was $5,047.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionGeorgetown Charter Township
Unified School DistrictJenison Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,200 (-0.68%)$292,400 (-0.68%)
2025$5,047.00 Homeowner's exemption$147,200$294,400
2023$129,100$258,200
2022$2,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 Ridgewood Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2013)
Most Recent ClaimApr 2013 · Flooding
Claims by Event
  • Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN TOWNSHIP
serves 41,086 people · EPA ID MI0002620
Water SourcePurchased surface water from WYOMING
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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