1414 Ridgemont Dr, Austin, TX 78723 Property Records

Travis County property record for 1414 Ridgemont Dr, Austin, TX 78723

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,630 sqft · built 1955
Lot Size	0.194 acres (8,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,040 (Jul 2025)
Tax Bill	$7,309 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0223160115`

Property Details

APN / Parcel Number

Primary APN	`0223160115`
Alternative APNs	`02231601150000` `222195`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,439 sqft (0.194 acres)
Lot Dimensions	134 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	327 sqft
Carport	Carport
Carport Area	327 sqft
Parking Spaces	1 Parking Space
Deck Area	340 sqft
Patio Area	100 sqft
Storage Building	14 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	222195
Street Address	1414 RIDGEMONT DR
City	AUSTIN
State	TX
Zip	78723-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK L DELWOOD 4 SEC B
Legal Subdivision	DELWOOD 4 SEC B
Legal Block	L
Legal Lot Number	21
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2009
Census Tract	2104

Owner

Source: Travis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Deed of Trust, Mortgage · Line of Credit FROST BANK
Oct 13, 2022	Deed of Trust, Mortgage · Loan Assumption FLAGSTAR BANK FSB
Jul 22, 2025	Vendor's Lien, Transfer · Conventional Mortgage SOFI BANK NA
Jun 24, 2022	Divorce Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	202580671
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0000087896
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549

Mortgage

Document Number	0000070940
Date	Jun 26, 2025
Instrument	2025070940

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166361
Date	Oct 13, 2022
Instrument	2022166361

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Jul 22, 2025
Property Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549
Document Number	0000080671
Map Reference	VOL 6 PG 167
Instrument Date	Jul 18, 2025
Instrument	2025080671
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549

Mortgage

Document Number	0000080672
Date	Jul 22, 2025
Instrument	2025080672

Lender

Name	SOFI BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2022: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	TRAVIS TX
Recording Date	Jun 24, 2022
Property Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549
Document Number	0000111384
Map Reference	VOL 6 PG 167
Instrument Date	Jun 6, 2022
Instrument	2022111384
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 GREGG HILL ROAD, WATERBURY, VT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 RIDGEMONT DR, AUSTIN, TX 78723-2549

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,309.00 (-5%) Homeowner's exemption	$467,200 (-7.3%) Land $256,927 Building $210,273	$467,200 (-7.3%) Land $256,927 Building $210,273
2024	$7,694.00 (-0.27%)
2023		$504,006 Land $350,000 Building $154,006	$504,006 Land $350,000 Building $154,006
2022	$7,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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