1414 Kearney Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1414 Kearney Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2018)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991800126`

Property Details

APN / Parcel Number

Primary APN	`T991800126`
Alternative APN	`4-0033-8084-00-0146.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	4,114 sqft
1st Floor Area	1,762 sqft
Basement Area	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991800126
Street Address	1414 KEARNEY DR
City	O FALLON
State	MO
Zip	63368-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DARDENNE MEADOWS #1 LOT 146
Legal Subdivision	DARDENNE MEADOWS #1
Legal Lot Number	146
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3013
Census Tract	311904

Owner

1414 Kearney Dr is owned and occupied by two individuals who bought it in November 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1414 KEARNEY DR, O FALLON, MO 63368-7072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	Jul 26, 1999 · Amount on File
Deed Document Number	2018623690
Deed Book / Page	6997 / 2441
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0069972441
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1414 KEARNEY DR, DARDENNE PRAIRIE, MO 63368-7072
Document Number	0000100725
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 KEARNEY DR O FALLON MO 633687072, O FALLON, MO 63368-7072

Mortgage

Document Number	0000100725
Date	Dec 22, 2020
Instrument	100725

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1414 KEARNEY DR, DARDENNE PRAIRIE, MO 63368-7072
Document Number	0072431100
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 KEARNEY DR O FALLON MO 633687072, O FALLON, MO 63368-7072

Mortgage

Document Number	0072431100
Date	Mar 6, 2020
Book Page	007243/001100
Instrument	137870

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 1, 2018
Property Address	1414 KEARNEY DR, DARDENNE PRAIRIE, MO 63368-7072
Document Number	0069972441
Book / Page	6997 / 2441
Map Reference	MB 35 PG 220&221
Instrument Date	Oct 23, 2018
Instrument	20181101000623690
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 KEARNEY DR, O FALLON, MO 63368-7072

Mortgage

Document Number	20181101000623700
Date	Nov 1, 2018
Instrument	20181101000623700

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1414 Kearney Dr was $4,421, up 9.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,319 (-)	$370,102 (-) Land $70,000 Building $300,102
2025	$4,421.00 (+9.51%)	$70,319	$370,102 Land $70,000 Building $300,102
2024	$4,037.00
2023		$62,401
2022			$328,426 Land $60,000 Building $268,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1414 Kearney Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Kearney Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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