1414 Grindstone Dr SE, Olympia, WA 98513 Property Records

Thurston County property record for 1414 Grindstone Dr SE, Olympia, WA 98513

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,066 sqft · built 2009
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Dec 2020)
Tax Bill	$117 (2026)
Deeds & Mortgages	May 2024 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49040004200`

Property Details

APN / Parcel Number

Primary APN	`49040004200`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	3,774 sqft
1st Floor Area	1,300 sqft
Upper Floors Area	1,766 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	136 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1414 GRINDSTONE DR SE
City	OLYMPIA
State	WA
Zip	98513-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V(U)C
Legal Description	SECTION 24 TOWNSHIP 18 RANGE 1W QUARTER NW PLAT FREESTONE STATION DIV ONE LT 42 DOCUMENT 4029506
Legal Range	01
Legal Township	18
Legal Section	24
Legal Subdivision	FREESTONE STATION
Legal Block	2
Legal Lot Number	42
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA EAST
Census Block Group	2
Census Block	2013
Census Tract	12331

Owner

1414 Grindstone Dr SE is owned and occupied by two individuals who bought it in December 2020.

Source: Thurston County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1414 GRINDSTONE DR SE, OLYMPIA, WA 98513-9446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit OLYMPIA FSLA
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 31, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	20204804846
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	1414 GRINDSTONE DR SE, OLYMPIA, WA 98513-9446
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005013342
Date	May 1, 2024
Instrument	5013342

Lender

Name	OLYMPIA FSLA
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Dec 3, 2020
Property Address	1414 GRINDSTONE DR SE, OLYMPIA, WA 98513-9446
Document Number	0004804846
Map Reference	DOC 4029506
Instrument Date	Dec 1, 2020
Instrument	4804846
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	RAINER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 GRINDSTONE DR SE, OLYMPIA, WA 98513-9446

Mortgage

Document Number	0004804847
Date	Dec 3, 2020
Instrument	4804847

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jan 31, 2018
Property Address	1414 GRINDSTONE DR SE, OLYMPIA, WA 98513-9446
Document Number	0004609329
Map Reference	FILE4029506
Instrument Date	Jan 22, 2018
Instrument	4609329
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,141.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 GRINDSTONE DR SE, OLYMPIA, WA 98513-9446

Mortgage

Document Number	0004609330
Date	Jan 31, 2018
Instrument	4609330

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1414 Grindstone Dr SE was $117.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$117.00
2025		$564,900 Land $126,600 Building $438,300	$564,900 Land $126,600 Building $438,300
2024	$4,944.00 (+4.15%)
2023	$4,747.00
2022		$482,600 Land $54,800 Building $427,800	$482,600 Land $54,800 Building $427,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 Grindstone Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1414 Grindstone Dr SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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