1414 Elm St, Chico, CA 95928 Property Records

Butte County property record for 1414 Elm St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1947
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Mar 2022)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`005-186-004-000`

Property Details

APN / Parcel Number

Primary APN	`005-186-004-000`
Alternative APN	`005-186-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	005-186-004
Street Address	1414 ELM ST
City	CHICO
State	CA
Zip	95928-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	1414 ELM ST.
Legal Subdivision	MAP OF CHAPMANS ADDITION
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4011
Census Tract	1300

Owner

1414 Elm St is owned and occupied by two individuals who bought it in March 2022.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1414 ELM ST, CHICO, CA 95928-6119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 6, 2021	Grant Deed, Transfer · Commercial Mortgage THE PETERSON FAMILY TRUST OF 2017
Aug 11, 2021	Affidavit of Death of Joint Tenant, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	202210262
Prior Transfer Date	Mar 10, 2022
Prior Transfer Doc	0000010262
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 18, 2022
Property Address	1414 ELM ST, CHICO, CA 95928-6119
Document Number	0000010262
Map Reference	MB 1 PG 38
Instrument Date	Mar 10, 2022
Instrument	2022-0010262
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1414 ELM ST, CHICO, CA 95928-6119

Mortgage

Document Number	0000010263
Date	Mar 18, 2022
Instrument	2022-0010263

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 6, 2021
Property Address	1414 ELM ST, CHICO, CA 95928-6119
Document Number	0000035190
Map Reference	MB 1 PG 38
Instrument Date	Aug 4, 2021
Instrument	2021-0035190
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	926 SEQUOYAH AVE, CHICO, CA 95926-2128

Mortgage

Document Number	0000035191
Date	Aug 6, 2021
Instrument	2021-0035191

Lender

Name	THE PETERSON FAMILY TRUST OF 2017
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTTE CA
Recording Date	Aug 11, 2021
Property Address	1414 ELM ST, CHICO, CA 95928-6119
Document Number	0000035827
Map Reference	MB 1 PG 38
Instrument Date	Aug 3, 2021
Instrument	2021-0035827
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1414 Elm St was $4,454.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,733 (+2.8%) Land $173,188 Building $219,545
2025	$4,454.00	$382,034 Land $169,793 Building $212,241
2024			$378,270
2023	$4,118.00 (+36.99%)	$367,200 Land $163,200 Building $204,000
2022	$3,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 Elm St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1414 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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