1414 E Main St, Humboldt, TN 38343 Property Records

Gibson County property record for 1414 E Main St, Humboldt, TN 38343

Property Summary

Property Type	Commercial Office
Details	0.5 ba · 2,744 sqft · built 1933
Lot Size	0.07 acres (3,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (May 1986)
Tax Bill	$884 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027170H R 00600`

Property Details

APN / Parcel Number

Primary APN	`027170H R 00600`
Alternative APN	`170H R 00600`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,744 sqft Total Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,063 sqft (0.07 acres)
Lot Dimensions	125 ft deep x 24 ft wide
Utility Building	1,249 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1414 E MAIN ST
City	HUMBOLDT
State	TN
Zip	38343-3330
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	SENTER & SENTER ATTORNEYS
Jurisdiction	GIBSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2028
Census Tract	966900

Owner

Source: Gibson County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1619 E MAIN ST, HUMBOLDT, TN 38343-2903
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
May 16, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1986 · Amount on Record
Deed Sale	May 5, 1986 · Amount on Record
Prior Sale	May 20, 1963
Deed Book / Page	268 / 508
Last Transfer Date	Nov 25, 2024
Transfer Doc	0000238255
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	1414 E MAIN ST, HUMBOLDT, TN 38343-3330
Document Number	0000191175
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 E MAIN ST HUMBOLDT TN 383433330, HUMBOLDT, TN 38343-3330

Mortgage

Document Number	0000191175
Date	Nov 22, 2019
Book Page	001041/001778
Instrument	191175

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 21, 2022

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	1414 E MAIN ST, HUMBOLDT, TN 38343-3330
Document Number	0000186532
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 E MAIN ST HUMBOLDT TN 383433330, HUMBOLDT, TN 38343-3330

Mortgage

Document Number	0000186532
Date	May 22, 2019
Book Page	001035/001153
Instrument	186532

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 21, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Humboldt City
Unified School District	Humboldt City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00	$32,640 Land $6,000 Building $26,640
2024			$81,600 Land $15,000 Building $66,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	28 (1979–2023)
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT UTILITIES-WATER DEPT serves 9,908 people · EPA ID TN0000314
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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