Yavapai County property record for 1414 E Apache St, Cottonwood, AZ 86326
| Property Type | Single Family Home |
|---|---|
| Details | 1,146 sqft · built 1951 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,900 (Oct 2004) |
| Tax Bill | $606 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 406-37-012 |
| Primary APN | 406-37-012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 406370124 |
|---|---|
| Street Address | 1414 E APACHE ST |
| City | COTTONWOOD |
| State | AZ |
| Zip | 86326-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMELTER CITY LOTS 2 3 BLK 3 |
| Legal Range | 03E |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | SMELTER CITY |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | YAVAPAI AZ |
| Township / Civil Division | MINGUS MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2001 |
Source: Yavapai County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU |
| May 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Mar 8, 2021 | Intrafamily Transfer, Transfer YAVAPAI TITLE |
| Mar 8, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2004 · Amount on Record |
| Deed Sale | Oct 1, 2004 · Amount on Record |
| Prior Sale | Sep 27, 1994 |
| Deed Document Number | 20043772639 |
| Deed Book / Page | 4192 / 940 |
| Last Transfer Date | Mar 2, 2021 |
| Transfer Doc | 20210016039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | YAVAPAI TITLE COMPANY, YAVAPAI TITLE |
| Name | Verified Name |
|---|---|
| Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Document Number | 0000016038 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0016038 |
| Name | ONEAZ CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Property Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Document Number | 0000032310 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-0032310 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Recording Date | Mar 8, 2021 |
| Property Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Document Number | 20210016040 |
| Map Reference | MB 2 PG 67 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021-0016040 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | YAVAPAI TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YAVAPAI AZ |
| Recording Date | Mar 8, 2021 |
| Property Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
| Document Number | 20210016039 |
| Map Reference | MB 2 PG 67 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021-0016039 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1414 E APACHE ST, COTTONWOOD, AZ 86326-3839 |
Source: Yavapai County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Yavapai County |
| Municipality | Cottonwood City |
| Elementary School District | Cottonwood-Oak Creek Elementary District (PK - 08) |
| Secondary School District | Mingus Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $23,364 (-0.58%) | $233,642 (-0.58%) Land $96,623 Building $137,019 | |
| 2026 | $23,501 (-2.02%) | $235,006 (-2.02%) Land $98,855 Building $136,151 | |
| 2025 | $606.00 (+6.69%) | $23,986 Land $10,404 Building $13,582 | $239,858 Land $104,037 Building $135,821 |
| 2022 | $568.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | May 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONWOOD MUNICIPAL WATER CW1 private · serves 11,288 people · EPA ID AZ0413025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Bolt Internet Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Verde Valley Internet Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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