Hamilton County property record for 1414 E 48th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 776 sqft · built 1930 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Company Name on Record |
| Last Sale | $930,000 (Jan 2024) |
| Tax Bill | $212 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 168P A 025 |
| Primary APN | 168P A 025 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 776 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Account Number | 0000112352 |
|---|---|
| Street Address | 1414 E 48TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 18 BLK 24 BOULEVARD PARK ADDN PB 5 PG 50 |
| Legal Subdivision | BOULEVARD PARK ADDN |
| Legal Block | 24 |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1351, HIXSON, TN 37343-5351 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK |
| Jan 24, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOUNTAIN VALLEY BANK |
| Oct 15, 2019 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Sep 14, 2017 | Warranty Deed, Transfer · Line of Credit INSBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on Record |
| Deed Sale | Jan 24, 2024 · Amount on Record |
| Prior Sale | Oct 15, 2019 · Amount on Record |
| Deed Document Number | 2024109 |
| Deed Book / Page | 13497 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 1414 E 48TH ST, CHATTANOOGA, TN 37407-3217 |
| Document Number | 0000000068 |
| Book / Page | 14273 / 379 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202668 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000000068, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 14273/379 |
| Instrument | 202668 |
| Name | SMARTBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 5, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 24, 2024 |
| Property Address | 1414 E 48TH ST, CHATTANOOGA, TN 37407-3217 |
| Document Number | 0000000109 |
| Book / Page | 13497 / 14 |
| Map Reference | MB 2 PG 9 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024012400109 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, CHOICE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,441.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1351, HIXSON, TN 37343-5351 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000111 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024012400111 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 22, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 15, 2019 |
| Property Address | 1414 E 48TH ST, CHATTANOOGA, TN 37407-3217 |
| Document Number | 1015000227 |
| Book / Page | 011789 / 000653 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 191015000227 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,702.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 MALLORY LN #130-83 FRANKLIN TN 370678209, 130-83, FRANKLIN, TN 37067-8209 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 14, 2017 |
| Property Address | 1414 E 48TH ST, CHATTANOOGA, TN 37407-3217 |
| Document Number | 0000000080 |
| Book / Page | 011154 / 000020 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 80 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2017 |
| Title Company | TITLE SERVICES/TN, TITLE SVCS/TN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,962.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 HARPETH TRACE PL NASHVILLE TN 372213133, NASHVILLE, TN 37221-3133 |
| Investor | Possibly a Property Investor |
| Document Number | 87 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 011154/000042 |
| Instrument | 87 |
| Name | INSBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215-8716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212.00 (+30.86%) | $14,000 (+92.44%) | $56,000 (+92.44%) Land $25,000 Building $31,000 |
| 2024 | $162.00 | $7,275 (-) | $29,100 (-) Land $10,000 Building $19,100 |
| 2023 | $162.00 | $7,275 (-) | $29,100 (-) Land $10,000 Building $19,100 |
| 2022 | $162.00 | $7,275 | $29,100 Land $10,000 Building $19,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 28 (1980–2012) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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