1414 Centennial Rd, Peru, IL 61354 Property Records

LaSalle County property record for 1414 Centennial Rd, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,181 sqft · built 1941
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2014)
Tax Bill	$7,887 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-104-020`

Property Details

APN / Parcel Number

Primary APN	`17-16-104-020`
Alternative APN	`16-16-109-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,181 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	1414 CENTENNIAL RD
City	PERU
State	IL
Zip	61354-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E153' W300' N150' S345.7' NW 1/4 NW 1/4 SEC 16-33-1
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	SUB OF E1/2 & N3/4 W1/2 SEC 16-33-1
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	2
Census Block	2014
Census Tract	963000

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1414 CENTENNIAL RD, PERU, IL 61354-1846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	201414085
Prior Transfer Date	Dec 15, 2004
Prior Transfer Doc	200617004
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1414 CENTENNIAL RD, PERU, IL 61354-1846
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202511490
Date	Oct 24, 2025
Instrument	2025-11490

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2035

Interest

Rate Type	Fixed Rate
Rate	7.64%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1414 CENTENNIAL RD, PERU, IL 61354-1846
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202203792
Date	Mar 24, 2022
Instrument	2022-03792

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2027

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1414 CENTENNIAL RD, PERU, IL 61354-1846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005810
Date	Apr 29, 2020
Instrument	202005810

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,887.00 (+5.4%)	$108,168 (+6.08%) Land $13,239 Building $94,929	$324,504 (+6.08%) Land $39,717 Building $284,787
2024	$7,483.00	$101,968 (+8.96%) Land $12,480 Building $89,488	$305,904 (+8.96%) Land $37,440 Building $268,464
2023		$93,583 (+17.34%) Land $11,454 Building $82,129	$280,749 (+17.34%) Land $34,362 Building $246,387
2022		$79,757 Land $12,254 Building $67,503	$239,271 Land $36,762 Building $202,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	Apr 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, IVNet, Nextlink.

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