Cabarrus County property record for 14132 Culp Rd, Gold Hill, NC 28071
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,642 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,315 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6602 08 9680 |
| Primary APN | 6602 08 9680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,642 sqft Living Area |
| Gross Area | 3,724 sqft |
| 1st Floor Area | 1,704 sqft |
| Upper Floors Area | 938 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 325 ft deep x 270 ft wide |
| Garage Type | Mixed |
| Garage Area | 693 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 239 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 103014 |
|---|---|
| Street Address | 14132 CULP RD |
| City | GOLD HILL |
| State | NC |
| Zip | 28071-5601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | SOUTH SIDE CULP RD |
| Legal Subdivision | WATTS CROSSROADS |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 7, GOLD HILL |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 41702 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14132 CULP RD, GOLD HILL, NC 28071-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 1, 2015 |
| Transfer Doc | 11538333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 14132 CULP RD, GOLD HILL, NC 28071-5601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 14546200 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 14546/200 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 14132 CULP RD, GOLD HILL, NC 28071-5601 |
| Document Number | 13927242 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 13927242 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 013927/000242 |
| Instrument | 36761 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,340 (-) Land $41,450 Building $510,890 | ||
| 2025 | $552,340 (+44.49%) Land $41,450 Building $510,890 | ||
| 2024 | $552,340 (+44.49%) Land $41,450 Building $510,890 | ||
| 2023 | $3,315.00 | $382,280 Land $25,230 Building $357,050 | $382,280 Land $25,230 Building $357,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures