14131 Dolphin St, Spring Hill, FL 34609 Property Records

Hernando County property record for 14131 Dolphin St, Spring Hill, FL 34609

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.235 acres (10,220 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Sep 2026)
Tax Bill	$578 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5240-1618-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5240-1618-0020`
Alternative APNs	`00641693` `641693`

Exterior

Lot Area	10,220 sqft (0.235 acres)
Lot Dimensions	115 ft deep x 89 ft wide

Location & Zoning

Account Number	00641693
Street Address	14131 DOLPHIN ST
City	SPRING HILL
State	FL
Zip	34609-5206
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SPRING HILL UNIT 24 BLK 1618 LOT 2 OR 460 PG 1004
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 24
Legal Block	1618
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2013
Census Tract	40906

Owner

14131 Dolphin St, residential vacant land, is owned and occupied by two individuals who bought it in September 2026.

Source: Hernando County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14131 DOLPHIN ST, SPRING HILL, FL 34609-5206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME MORTGAGE LLC
Feb 24, 2026	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Aug 12, 2025	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Oct 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Feb 24, 2026 · Amount on File
Deed Document Number	202664644
Deed Book / Page	4764 / 847
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0000011318
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 24, 2026
Property Address	14131 DOLPHIN ST, SPRING HILL, FL 34609-5206
Document Number	0000064644
Book / Page	4764 / 847
Instrument Date	Sep 16, 2026
Instrument	202664644
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 13, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260,883.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14131 DOLPHIN ST, SPRING HILL, FL 34609-5206

Mortgage

Document Number	0000064645,
Date	Sep 24, 2026
Instrument	202664645

Lender

Name	HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 24, 2026
Property Address	14131 DOLPHIN ST, SPRING HILL, FL 34609-5206
Document Number	0046711021
Book / Page	4671 / 1021
Map Reference	MB 10 PG 53-60
Instrument Date	Feb 13, 2026
Instrument	2026011318
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$789.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 SECOND ST # ST2A, ST2A, ANNAPOLIS, MD 21403-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 RIGA BLVD, TAMPA, FL 33619-1345
Investor	Possibly a Property Investor

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 12, 2025
Property Address	14131 DOLPHIN ST, SPRING HILL, FL 34609-5206
Document Number	0045970412
Book / Page	4597 / 412
Map Reference	MB 10 PG 53-60
Instrument Date	Jul 16, 2025
Instrument	2025056394
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14402 SUMMERLEAF LN, HOUSTON, TX 77077-3560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SECOND ST STE 2A, 2A, ANNAPOLIS, MD 21403-3384
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 20, 2020
Property Address	14131 DOLPHIN ST, SPRING HILL, FL 34609-5206
Document Number	0039011440
Book / Page	003901 / 001440
Instrument Date	Aug 24, 2020
Instrument	65283
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 8TH ST HOUSTON TX 77077, HOUSTON, TX 77077

Tax Assessment & Valuation

The 2025 property tax bill for 14131 Dolphin St was $578.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00	$25,436	$39,858 Land $39,858
2023		$21,022
2022	$432.00		$38,836 Land $38,836

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14131 Dolphin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14131 Dolphin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Tillman Fiber, Verizon.

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