14130 E Saratoga Pl, Aurora, CO 80015 Property Records

Arapahoe County property record for 14130 E Saratoga Pl, Aurora, CO 80015

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,896 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Jun 2023)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2073-07-3-09-002`

Property Details

APN / Parcel Number

Primary APN	`2073-07-3-09-002`
Alternative APNs	`031685281` `31685281` `685281`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,896 sqft Living Area
Gross Area	4,795 sqft
1st Floor Area	1,868 sqft
2nd Floor Area	1,118 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	122 ft deep x 90 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	859 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	40 sqft
Deck Area	140 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031685281
Street Address	14130 E SARATOGA PL
City	AURORA
State	CO
Zip	80015-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 060754 SUBDIVISIONNAME SUNDOWN SUB 1ST FLG BLOCK 001 LOT 002 LOT 2 BLK 1 SUNDOWN SUB 1ST FLG
Legal Range	66W
Legal Township	5S
Legal Section	07
Legal Quarter	3
Legal Subdivision	SUNDOWN SUB 1ST FLG
Legal Block	001,1
Legal Lot Number	002,2
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2010
Census Tract	83700

Owner

14130 E Saratoga Pl is owned and occupied by an individual who bought it in June 2023.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	14130 E SARATOGA PL, AURORA, CO 80015-1276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	202341673
Prior Transfer Date	Dec 1, 1985
Prior Transfer Doc	4631000708
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 21, 2023
Property Address	14130 E SARATOGA PL, AURORA, CO 80015-1276
Document Number	00E3041673
Instrument Date	Jun 19, 2023
Instrument	E3041673
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14130 E SARATOGA PL, AURORA, CO 80015-1276

Mortgage

Document Number	00E3041674
Date	Jun 21, 2023
Instrument	E3041674

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	14130 E SARATOGA PL, AURORA, CO 80015-1276
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0071932
Date	Jun 17, 2020
Instrument	E0071932

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Mar 7, 2018
Property Address	14130 E SARATOGA PL, AURORA, CO 80015-1276
Document Number	00D8022616
Instrument Date	Mar 6, 2018
Instrument	D8022616
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14130 E SARATOGA PL, AURORA, CO 80015-1276

Mortgage

Document Number	00D8022617
Date	Mar 7, 2018
Instrument	D8022617

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14130 E Saratoga Pl was $3,998, up 9.7% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,519 (-1.5%)	$739,400 (-) Land $200,000 Building $539,400
2025	$3,998.00 (+9.65%)	$46,213	$739,400 Land $200,000 Building $539,400
2024	$3,646.00
2023		$46,217 (+31.11%)	$744,800 (+46.85%) Land $186,000 Building $558,800
2022	$2,570.00 (-0.62%)	$35,250	$507,200 Land $120,000 Building $387,200
2021	$2,586.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14130 E Saratoga Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14130 E Saratoga Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Verizon.

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