1413 W Main St, El Centro, CA 92243 Property Records

Imperial County property record for 1413 W Main St, El Centro, CA 92243

Property Summary

Property Type	Commercial Office
Lot Size	0.095 acres (4,144 sqft)
Owner	Trust Name on File
Last Sale	$375,000 (Nov 2021)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-082-004-000`

Property Details

APN / Parcel Number

Primary APN	`053-082-004-000`
Alternative APN	`05308204`

Exterior

Lot Area	4,144 sqft (0.095 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1413 W MAIN ST
City	EL CENTRO
State	CA
Zip	92243-2818
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	W 50 FT OF N 74.74 FT OF E 117 FT OF BLK 30 THIRD ADDITION
Legal Subdivision	EL CENTRO ADD 03
Legal Block	30
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3004
Census Tract	11600

Owner

1413 W Main St, a commercial property, is held in a trust since November 2021.

Source: Imperial County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · SBA Mortgage CDC SMALL BUSINESS FINANCE CORP
Dec 2, 2021	Deed of Trust, Mortgage · SBA Mortgage SUN COMMUNITY FCU
Nov 17, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage SUN COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Oct 28, 1997 · Amount on File
Deed Document Number	202129891
Prior Transfer Date	Mar 21, 2012
Prior Transfer Doc	0000012942
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818

Mortgage

Document Number	0000030946
Date	Dec 2, 2021
Instrument	2021030946

Lender

Name	CDC SMALL BUSINESS FINANCE CORP
Type	Lending Institution
Address	SAN DIEGO, CA 92106

Agreement

Type	SBA Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818

Mortgage

Document Number	0000030951
Date	Dec 2, 2021
Instrument	2021030951

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	EL CENTRO, CA 92243

Agreement

Type	SBA Mortgage

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Nov 17, 2021
Property Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818
Document Number	0000029891
Map Reference	MAP 209
Instrument Date	Nov 16, 2021
Instrument	2021029891
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 W MAIN ST, EL CENTRO, CA 92243-2818

Mortgage

Document Number	0000029892
Date	Nov 17, 2021
Instrument	2021029892

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000029896
Date	Nov 17, 2021
Instrument	2021029896

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	EL CENTRO, CA 92243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1413 W Main St was $4,620.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,908 Land $44,854 Building $361,054
2025	$4,620.00
2023	$4,494.00 (+7.05%)	$382,499 Land $42,268 Building $340,231
2022	$4,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1413 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1413 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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