Frederick County property record for 1413 W 12th St, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,386 sqft · built 1965 |
| Lot Size | 0.221 acres (9,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2018) |
| Tax Bill | $8,207 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-123932 |
| Primary APN | 02-123932 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,636 sqft (0.221 acres) |
| Lot Dimensions | 146 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 123932 |
|---|---|
| Street Address | 1413 W 12TH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21702-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT #10, BLK. L. 66 X 146 1413 W. 12TH ST. |
| Legal Subdivision | COLLEGE ESTATES |
| Legal Block | L |
| Legal Lot Number | 10 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 750702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1413 W 12th St is owned and occupied by two individuals who bought it in June 2018.
Source: Frederick County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1413 W 12TH ST, FREDERICK, MD 21702-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 7, 2018 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on File |
| Deed Sale | Jun 7, 2018 · Amount on File |
| Prior Sale | Sep 10, 2015 · Amount on File |
| Deed Book / Page | 12452 / 249 |
| Transfer Doc | 0000009395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1413 W 12TH ST, FREDERICK, MD 21702-4213 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1413 W 12TH ST, FREDERICK, MD 21702-4213 |
| Document Number | 0140750335 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 14075/335 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 7, 2018 |
| Property Address | 1413 W 12TH ST, FREDERICK, MD 21702-4213 |
| Document Number | 0124520249 |
| Book / Page | 12452 / 0249 |
| Map Reference | MB3 FO177 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | PINNACLE ITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1413 W 12TH ST, FREDERICK, MD 21702-4213 |
| Document Number | 0012452256 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 12452/256 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 1413 W 12th St was $8,207.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,207.00 | $444,800 Land $105,600 Building $339,200 | $444,800 Land $105,600 Building $339,200 |
| 2023 | $6,679.00 | $366,667 | $444,800 Land $105,600 Building $339,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1413 W 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1413 W 12th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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