1413 Suzanne Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 1413 Suzanne Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,647 sqft · built 1976
Lot Size	0.515 acres (22,425 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2021)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124E-B-022.00-000`

Property Details

APN / Parcel Number

Primary APN	`124E-B-022.00-000`
Alternative APNs	`124E B 02200` `R0074587`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	22,425 sqft (0.515 acres)
Lot Dimensions	195 ft deep x 115 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0074587
Street Address	1413 SUZANNE DR
City	MURFREESBORO
State	TN
Zip	37128-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SOUTHWOOD ESTATES PB 5 PG 46 115 X 195
Legal Subdivision	SOUTHWOOD EST
Legal Lot Number	22
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	1
Census Block	1040
Census Tract	40911

Owner

1413 Suzanne Dr is owned and occupied by an individual who bought it in August 2021.

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1413 SUZANNE DR, MURFREESBORO, TN 37128-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF TENNESSEE
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Jan 11, 2010
Deed Document Number	20212386859
Deed Book / Page	2132 / 2723
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 30, 2021
Property Address	1413 SUZANNE DR, MURFREESBORO, TN 37128-5616
Document Number	0021322723
Book / Page	2132 / 2723
Map Reference	MB 5 PG 46
Instrument Date	Aug 25, 2021
Instrument	2386859
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 SUZANNE DR, MURFREESBORO, TN 37128-5616

Mortgage

Document Number	0021322726
Date	Aug 30, 2021
Instrument	2132-2726

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1413 SUZANNE DR, MURFREESBORO, TN 37128-5616
Document Number	RB19211054
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 SUZANNE DR MURFREESBORO TN 371285616, MURFREESBORO, TN 37128-5616

Mortgage

Document Number	RB19211054
Date	Jun 24, 2020
Book Page	001921/001054
Instrument	2283642

Lender

Name	GUARANTY HM MTG CORP
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1413 SUZANNE DR, MURFREESBORO, TN 37128-5616
Document Number	RB17012973
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 SUZANNE DR MURFREESBORO TN 371285616, MURFREESBORO, TN 37128-5616

Mortgage

Document Number	RB17012973
Date	Aug 16, 2018
Book Page	001701/002973
Instrument	2162512

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Suzanne Dr was $1,167.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,975 (+35.01%) Land $27,500 Building $56,475	$335,900 Land $110,000 Building $225,900
2025	$1,167.00	$62,200 Land $13,750 Building $48,450
2023	$1,190.00	$63,450 Land $13,750 Building $49,700	$253,800 (+2.01%) Land $55,000 Building $198,800
2022			$248,800 Land $55,000 Building $193,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1413 Suzanne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Suzanne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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