1413 Sumner Ave, North Charleston (Charleston), SC 29406 Property Records

Charleston County property record for 1413 Sumner Ave, North Charleston, SC 29406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,422 sqft · built 1957
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Mar 2026)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`471-01-00-277`

Property Details

APN / Parcel Number

Primary APN	`471-01-00-277`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Shed	1 Shed
Shed Area	196 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1413 SUMNER AVE
City	NORTH CHARLESTON
State	SC
Zip	29406-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S25 MAPPLATP 0078 SUBDIVISIONNAME NORTH CHARLESTON LOT C
Legal Subdivision	CHARLESTON FARMS
Legal Block	2
Legal Lot Number	C
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	4
Census Block	4032
Census Tract	3400

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1413 SUMNER AVE, NORTH CHARLESTON, SC 29406-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage CONSISTENT CAPITAL LLC
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATX MORTGAGE LENDING LLC
Mar 11, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Mar 24, 2025 · Amount on File
Deed Book / Page	1374 / 788
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1413 SUMNER AVE, NORTH CHARLESTON, SC 29406-3827
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013370092
Date	Sep 11, 2025
Book Page	1337/92

Lender

Name	CONSISTENT CAPITAL LLC
Type	Non-Lending Institution
Address	NORTH CHARLESTON, SC 29418

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1413 SUMNER AVE, NORTH CHARLESTON, SC 29406-3827
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013690471
Date	Feb 17, 2026
Book Page	1369/471

Lender

Name	ATX MORTGAGE LENDING LLC
Type	Mortgage Company
Address	AUSTIN, TX 78759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 11, 2026
Property Address	1413 SUMNER AVE, NORTH CHARLESTON, SC 29406-3827
Document Number	0013740788
Book / Page	1374 / 788
Map Reference	MB S25 PG 78
Instrument Date	Mar 6, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2026
Title Company	HARVEY AND VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 SUMNER AVE, NORTH CHARLESTON, SC 29406-3827

Mortgage

Document Number	0001374789
Date	Mar 11, 2026
Instrument	1374/789

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0013740790
Date	Mar 11, 2026
Book Page	1374/790

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (+9.83%)	$81,334 (+1,818.25%) Land $18,661 Building $62,673	$297,200 (+124.3%) Land $95,000 Building $202,200
2024	$1,454.00 (+8.27%)	$4,240 (-)
2022	$1,343.00	$4,240	$132,500 (-) Land $30,400 Building $102,100
2020			$132,500 Land $30,400 Building $102,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	39 (1987–2024)
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Home Telecom.

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