1413 Summershade Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 1413 Summershade Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.289 acres (12,598 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Oct 2004)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-34.0-427-049`

Property Details

APN / Parcel Number

Primary APN	`22-34.0-427-049`
Alternative APN	`22340427049 (CHECK DIGIT = 3)`

Exterior

Lot Area	12,598 sqft (0.289 acres)

Location & Zoning

Account Number	22340427049
Street Address	1413 SUMMERSHADE DR
City	SPRINGFIELD
State	IL
Zip	62712-7565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 158 LAKE POINTE SUB PLAT 3 (12598.94 SQ FT)
Legal Range	05
Legal Township	15
Legal Section	34
Legal Subdivision	LAKE POINTE SUB
Legal Lot Number	158
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4008
Census Tract	3100

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1413 SUMMERSHADE DR, SPRINGFIELD, IL 62712-7565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2004 · Amount on Record
Deed Sale	Oct 27, 2004 · Amount on Record
Prior Sale	Apr 20, 2000 · Amount on Record
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1413 SUMMERSHADE DR, SPRINGFIELD, IL 62712-7565
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R22201
Date	Oct 17, 2022
Instrument	2022R22201

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.08%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1413 SUMMERSHADE DR, SPRINGFIELD, IL 62712-7565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R29925
Date	Oct 22, 2020
Instrument	2020R29925

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1413 SUMMERSHADE DR, SPRINGFIELD, IL 62712-7565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R23712
Date	Sep 2, 2020
Instrument	2020R23712

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,751.00 (+7.33%)	$92,820 (+24.5%) Land $15,035 Building $77,785	$278,460 (+24.5%) Land $45,105 Building $233,355
2022	$5,358.00 Homeowner's exemption	$74,553 Land $12,149 Building $62,404	$223,659 Land $36,447 Building $187,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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