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1413 Starboard Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1413 Starboard Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details1 bd · 1 ba · 824 sqft · built 2003
Lot Size0.067 acres (2,919 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Feb 2019)
Tax Bill$993 (2025)
Deeds & MortgagesFeb 2019 Sale
Oct 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN93917

Property Details

APN / Parcel Number

Primary APN93917
Alternative APN
  • 342531498700010774

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area824 sqft Heated Area
Gross Area864 sqft
1st Floor Area504 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2009
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,919 sqft (0.067 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area360 sqft
Deck Area77 sqft
Shed1 Shed
Shed Area100 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number93917
Street Address1413 STARBOARD DR
CitySAINT CLOUD
StateFL
Zip34771-7424
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSHELTER COVE RESORT COND CB 1 PG 20 LOT 774
Legal Range31E
Legal Township25S
Legal Section34
Legal SubdivisionSHELTER COVE
Legal Tract4987
Legal Block1
Legal Lot Number774
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3037
Census Tract43700

Owner

Source: Osceola County records · APN 93917

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1413 STARBOARD DR, SAINT CLOUD, FL 34771-7424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2019Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/
Oct 19, 2017Warranty Deed, Transfer · Conventional Mortgage
LOUIS E & LUCY MCNAMARA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Deed Document Number0005483495
Deed Book / Page5483 / 495
Record UpdatedJun 08, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 27, 2019
Property Address1413 STARBOARD DR, SAINT CLOUD, FL 34771-7424
Document Number0054830495
Book / Page005483 / 000495
Instrument DateFeb 27, 2019
Instrument25044
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

AmountAmount Recorded
Tax$945.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address110 NEE RD DYER TN 383304033, DYER, TN 38330-4033

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2017
Property Address1413 STARBOARD DR, SAINT CLOUD, FL 34771-7424
Document Number0052270579
Book / Page005227 / 000579
Instrument DateOct 13, 2017
Instrument150708
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$822.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1413 STARBOARD DR ST CLOUD FL 347717424, ST CLOUD, FL 34771-7424

Mortgage

Document Number52270580
DateOct 19, 2017
Book Page005227/000580
Instrument150709
Lender
NameLOUIS E & LUCY MCNAMARA
Address21276 HUNTER RD, MEADVILLE, PA 16335-8522
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueOct 18, 2020
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$993.00 (+14.01%) Homeowner's exemption$90,062 (+5.99%)$107,100 (-3.08%) Land $60,000 Building $47,100
2023$871.00 (+6.61%) Homeowner's exemption$84,975 (+3%)$110,500 (+33.94%) Land $55,000 Building $55,500
2022$817.00 Homeowner's exemption$82,500 Land $55,000 Building $27,500$82,500 Land $55,000 Building $27,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 442 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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