1413 Spruce Ave, Sidney, OH 45365 Property Records

Shelby County property record for 1413 Spruce Ave, Sidney, OH 45365

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,845 sqft · built 1987
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on File
Last Sale	$2,570,000 (Aug 2025)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-2602279.016`

Property Details

APN / Parcel Number

Primary APN	`01-2602279.016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,845 sqft Total Area
1st Floor Area	1,845 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Construction Type	Brick
Roof Material	Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1413 SPRUCE AVE
City	SIDNEY
State	OH
Zip	45365-3441
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 5045 HARLAMERT IMPERIAL WOODS (REPLAT OF LOT 3537) 020-26-02-279-016PLAT V20 P7
Legal Subdivision	HARLAMERT IMPERIAL WOODS REPLAT
Legal Lot Number	5045
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4018
Census Tract	971900

Owner

1413 Spruce Ave, a duplex, is owned by a company that bought it in August 2025.

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1413 SPRUCE AVE, SIDNEY, OH 45365-3441
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Aug 28, 2025	Warranty Deed, Transfer
Feb 5, 2019	Warranty Deed, Transfer · Line of Credit PEOPLES FEDERAL SAVINGS AND LOAN AS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	20254178
Deed Book / Page	2327 / 2963
Prior Transfer Date	May 6, 2024
Prior Transfer Doc	02319/4083
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	Apr 1, 2026
Property Address	1413 SPRUCE AVE, SIDNEY, OH 45365-3441
Document Number	0000001571
Book / Page	2331 / 756
Instrument Date	Mar 31, 2026
Instrument	20261571
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1341 SHEPHERD CT, SIDNEY, OH 45365-9582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001571,
Date	Apr 1, 2026
Book Page	2331/756
Instrument	20261571

Lender

Name	MINSTER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	Apr 1, 2026
Property Address	1413 SPRUCE AVE, SIDNEY, OH 45365-3441
Document Number	0000001572
Book / Page	2331 / 778
Instrument Date	Mar 31, 2026
Instrument	20261572
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1341 SHEPHERD CT, SIDNEY, OH 45365-9582
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001572,
Date	Apr 1, 2026
Book Page	2331/778
Instrument	20261572

Lender

Name	MINSTER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 28, 2025
Property Address	1413 SPRUCE AVE, SIDNEY, OH 45365-3441
Document Number	02327/2963
Book / Page	2327 / 2963
Map Reference	VOL 20 PG 7
Instrument Date	Aug 28, 2025
Instrument	202504178
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 SHEPHERD CT, SIDNEY, OH 45365-9582
Investor	Possibly a Property Investor

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Feb 5, 2019
Property Address	1413 SPRUCE AVE, SIDNEY, OH 45365-3441
Document Number	002158/751
Book / Page	2158 / 751
Map Reference	VOL 283 PG 57
Instrument Date	Feb 5, 2019
Instrument	201900000560
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 TIMBERIDGE DR, SIDNEY, OH 45365-8137

Mortgage

Document Number	201900000561
Date	Feb 5, 2019
Instrument	201900000561

Lender

Name	PEOPLES FEDERAL SAVINGS AND LOAN AS
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Spruce Ave was $2,173.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00	$61,240 Land $11,910 Building $49,330
2023	$2,223.00	$61,240 Land $11,910 Building $49,330	$174,950 Land $34,020 Building $140,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1413 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1413 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures