1413 Sedge Pass, Minooka, IL 60447 Property Records

Grundy County property record for 1413 Sedge Pass, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	2,861 sqft · built 2003
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Nov 2025)
Tax Bill	$10,159 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-176-003`

Property Details

APN / Parcel Number

Primary APN	`03-13-176-003`

Interior

Building Area	2,861 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	1413 SEDGE PASS
City	MINOOKA
State	IL
Zip	60447-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD TRAILS UNIT 1 LT 221 SEC 13-34-8
Legal Range	08W
Legal Township	34N
Legal Section	13
Legal Subdivision	LAKEWOOD TRAILS
Legal Lot Number	221
Legal Unit	1
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	3
Census Block	3006
Census Tract	103

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 SEDGE PASS, MINOOKA, IL 60447-8227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer · FHA Mortgage LOAN DEPOT INC
May 21, 2021	Deed of Trust, Mortgage · Construction Mortgage HOME LOAN EXPERT LLC
Jan 14, 2021	Deed of Trust, Mortgage · Construction Mortgage LHI MORTGAGE INC
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	2025635282
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 10, 2025
Property Address	1413 SEDGE PASS, MINOOKA, IL 60447-8227
Document Number	0000635282
Map Reference	DOC 417002 421156
Instrument Date	Oct 23, 2025
Instrument	635282
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1413 SEDGE PASS, MINOOKA, IL 60447-8227

Mortgage

Document Number	0000635283
Date	Nov 10, 2025
Instrument	635283

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1413 SEDGE PASS, MINOOKA, IL 60447-8227
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603634
Date	May 21, 2021
Instrument	603634

Lender

Name	HOME LOAN EXPERT LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1413 SEDGE PASS, MINOOKA, IL 60447-8227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000599722
Date	Jan 14, 2021
Instrument	599722

Lender

Name	LHI MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1413 SEDGE PASS, MINOOKA, IL 60447-8227
Document Number	0000598138
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 SEDGE PASS MINOOKA IL 604478227, MINOOKA, IL 60447-8227

Mortgage

Document Number	0000598138
Date	Nov 24, 2020
Instrument	598138

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Nov 23, 2042

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,159.00 (+5.47%)	$126,661 (+5.47%) Land $11,665 Building $114,996	$379,983 (+5.47%) Land $34,995 Building $344,988
2024	$9,632.00 (+25.38%) Homeowner's exemption	$120,092 (+17.99%) Land $11,060 Building $109,032	$360,276 (+17.99%) Land $33,180 Building $327,096
2022	$7,682.00 Homeowner's exemption	$101,778 Land $9,373 Building $92,405	$305,334 Land $28,119 Building $277,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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