1413 Secrest Commons Dr, Monroe, NC 28112 Property Records

Union County property record for 1413 Secrest Commons Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on Record
Last Sale$398,500 (Nov 2025)
Tax Bill$713 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2024 Sale
Flood ZoneZone X (minimal risk)
APN09-322-026

Property Details

APN / Parcel Number

Primary APN09-322-026

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,612 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area6,490 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1413 SECREST COMMONS DR
CityMONROE
StateNC
Zip28112-9643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#175 SECREST COMMONS PH4 OPCR810-813
Legal SubdivisionSECREST COMMONS PHASE 4
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3004
Census Tract20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11615 ASHBOURNE HALL RD, CHARLOTTE, NC 28277-1970
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Dec 20, 2024Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Deed Document Number202530026
Deed Book / Page9244 / 202
Record UpdatedOct 29, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateNov 13, 2025
Property Address1413 SECREST COMMONS DR, MONROE, NC 28112-9643
Document Number0009244202
Book / Page9244 / 202
Map ReferenceCAB R FILE 810-813
Instrument DateNov 12, 2025
Instrument30026
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 3, 2025
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$797.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address11615 ASHBOURNE HALL RD, CHARLOTTE, NC 28277-1970

Mortgage

Document Number0000030027
DateNov 13, 2025
Instrument30027
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateDec 20, 2024
Property Address1413 SECREST COMMONS DR, MONROE, NC 28112-9643
Document Number0009034443
Book / Page9034 / 443
Map ReferenceCAB R FILE 810-813
Instrument DateDec 18, 2024
Instrument30574
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount Recorded
Tax$6,457.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136

Transferred To (Grantee/Buyer)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,000 (+412.25%) Land $81,600 Building $336,400$418,000 (+412.25%) Land $81,600 Building $336,400
2025$713.00$81,600 Land $81,600$81,600 Land $81,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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