1413 Schult Ct, Tavares, FL 32778 Property Records

Lake County property record for 1413 Schult Ct, Tavares, FL 32778

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,728 sqft · built 2002
Lot Size	0.428 acres (18,651 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2022)
Tax Bill	$2,796 (2024)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-19-26-0485-000-72900`

Property Details

APN / Parcel Number

Primary APN	`21-19-26-0485-000-72900`
Alternative APN	`3626494`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	18,651 sqft (0.428 acres)
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	318 sqft
Patio Area	320 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3626494
Street Address	1413 SCHULT CT
City	TAVARES
State	FL
Zip	32778-2512
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TAVARES LAKE FRANCES ESTATES UNIT 5 LOTS 729 730 PB 26 PG 12 ORB 5895 PG 2340
Legal Range	26E
Legal Township	19S
Legal Section	21
Legal Subdivision	LAKE FRANCES ESTATES UNIT 5
Legal Tract	485
Legal Lot Number	729-730 730
Legal Unit	5
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	1
Census Block	1006
Census Tract	30803

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1413 SCHULT CT, TAVARES, FL 32778-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Jul 19, 2018	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	2022020555
Deed Book / Page	5895 / 2340
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1413 SCHULT CT, TAVARES, FL 32778-2512
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 SCHULT CT, TAVARES, FL 32778-2512

Mortgage

Document Number	0056550835
Date	Mar 4, 2021
Book Page	5655/835
Instrument	2021029309

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	907 Months
Due	Oct 12, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2021
Index	1-Year LIBOR

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 11, 2022
Property Address	1413 SCHULT CT, TAVARES, FL 32778-2512
Document Number	0058952340
Book / Page	5895 / 2340
Map Reference	MB 26 PG 12
Instrument Date	Jan 27, 2022
Instrument	2022020555
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1559 NASSAU CIR, TAVARES, FL 32778-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 SCHULT CT, TAVARES, FL 32778-2512

Mortgage

Document Number	0058952341
Date	Feb 11, 2022
Instrument	5895/2341

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 19, 2018
Property Address	1413 SCHULT CT, TAVARES, FL 32778-2512
Document Number	0051411844
Book / Page	005141 / 001844
Instrument Date	Jul 12, 2018
Instrument	83775
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$1,043.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 SCHULT CT TAVARES FL 327782512, TAVARES, FL 32778-2512

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,600 (+4.97%) Land $82,000 Building $132,600	$233,117 (+14.03%) Land $82,000 Building $151,117
2024	$2,796.00 (+4.72%)
2023	$2,670.00 (+119.75%) Homeowner's exemption Widower's exemption	$204,435 (+60.91%)	$204,435 (+22.35%) Land $66,502 Building $137,933
2022	$1,215.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$127,050	$167,084 Land $29,151 Building $137,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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