1413 River Crest Rd, Jackson, AL 36545 Property Records

Clarke County property record for 1413 River Crest Rd, Jackson, AL 36545

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,372 sqft · built 1993
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Nov 2023)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3207360000022001`

Property Details

APN / Parcel Number

Primary APN	`3207360000022001`
Alternative APNs	`17611` `12299`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Upper Floors Area	2,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1413 RIVER CREST RD
City	JACKSON
State	AL
Zip	36545-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ SE COR OF SW 1/4 S36; W'LY 422'(S); N'LY 203'; E'LY 38 4'(S) TO W'LY R/W CO. RD. 4; S'LY 224'(S) ALG SAID R/W TO P. O.B
Legal Range	01W
Legal Township	08N
Legal Section	36
Jurisdiction	CLARKE AL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1016
Census Tract	957901

Owner

Source: Clarke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 564, JACKSON, AL 36545-0564
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage FIRST SOUTH FARM CREDIT ACA
Dec 9, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 24, 2021	Deed of Trust, Mortgage FIRST SOUTH FARM CREDIT ACA
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Deed Book / Page	1586 / 781
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001620/667
Date	Mar 10, 2026
Book Page	1620/667

Lender

Name	FIRST SOUTH FARM CREDIT ACA
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153

Mortgage

Document Number	001616/781
Date	Dec 9, 2025
Book Page	1616/781

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153

Mortgage

Document Number	001561/169
Date	Dec 30, 2021
Book Page	1561/169

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001550/149
Date	May 24, 2021
Book Page	1550/149

Lender

Name	FIRST SOUTH FARM CREDIT ACA
Type	Bank
Address	DEMOPOLIS, AL 36732

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE AL
Recording Date	Nov 29, 2023
Property Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153
Document Number	001586/781
Book / Page	1586 / 781
Instrument Date	Nov 28, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAMI ST, JACKSON, AL 36545-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 RIVER CREST RD, JACKSON, AL 36545-4153
Investor	Possibly a Property Investor

Mortgage

Document Number	0001588173
Date	Nov 29, 2023
Instrument	1588/173

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Clarke County
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,147.00 (+150.98%)	$34,760 (+3.45%) Land $2,080 Building $32,680	$173,800 (+3.45%) Land $10,400 Building $163,400
2023		$33,600 Land $2,380 Building $31,220	$168,000 Land $11,900 Building $156,100
2019	$457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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