1413 Providence Rd, Baltimore (Towson), MD 21286 Property Records

Baltimore County property record for 1413 Providence Rd, Baltimore, MD 21286

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,823 sqft · built 1938
Lot Size	0.461 acres (20,099 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2019)
Tax Bill	$4,148 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2021 Mortgage + 1 more
APN	`09-0903230060`

Property Details

APN / Parcel Number

Primary APN	`09-0903230060`
Alternative APNs	`90903230060` `0903230060`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,343 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,099 sqft (0.461 acres)
Lot Dimensions	211 ft deep x 102 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	0903230060
Street Address	1413 PROVIDENCE RD
City	TOWSON
State	MD
Zip	21286-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MRS AUGUST BREIDENSTEIN
Legal Subdivision	MRS AUGUST BREIDENSTEIN
Legal Block	1
Legal Lot Number	8
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	490100

Owner

1413 Providence Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Baltimore County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 PROVIDENCE RD, TOWSON, MD 21286-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 27, 2019	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Book / Page	42271 / 121
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1413 PROVIDENCE RD, BALTIMORE, MD 21286-1521
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0458960439
Date	Nov 29, 2021
Book Page	45896/439

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1413 PROVIDENCE RD, BALTIMORE, MD 21286-1521
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 PROVIDENCE RD, TOWSON, MD 21286-1521

Mortgage

Document Number	0451760188
Date	Jul 26, 2021
Book Page	45176/188

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 27, 2019
Property Address	1413 PROVIDENCE RD, BALTIMORE, MD 21286-1521
Document Number	0422710121
Book / Page	42271 / 121
Map Reference	MB CWB JR 12 FO 40
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1413 PROVIDENCE RD, BALTIMORE, MD 21286-1521

Mortgage

Document Number	0042271129
Date	Dec 27, 2019
Instrument	42271/129

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,900 Land $128,500 Building $208,400	$336,900 Land $128,500 Building $208,400
2024	$4,148.00 (+107.3%)
2023	$2,001.00	$300,500	$336,900 Land $128,500 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1413 Providence Rd; there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Providence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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