1413 Pollard Rd, Montvale, VA 24122 Property Records

Bedford County property record for 1413 Pollard Rd, Montvale, VA 24122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,144 sqft · built 1900
Lot Size	16.6 acres (727,016 sqft)
Owner	2 Individual Names on File
Last Sale	$484,500 (Feb 2019)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Dec 2020 Refinance Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69 A 38C`

Property Details

APN / Parcel Number

Primary APN	`69 A 38C`
Alternative APNs	`6905200` `515125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,144 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	727,016 sqft (16.6 acres)
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	983 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1413 POLLARD RD
City	MONTVALE
State	VA
Zip	24122-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAYS MEADOW PB 62/45
Legal Subdivision	HAYS MEADOW
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	3
Census Block	3050
Census Tract	30605

Owner

Source: Bedford County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1413 POLLARD RD, MONTVALE, VA 24122-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE JAMES
Feb 15, 2019	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	20191282
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1413 POLLARD ST, MONTVALE, VA 24122-2963
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200015029
Date	Dec 8, 2020
Instrument	200015029

Lender

Name	BANK OF THE JAMES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 15, 2019
Property Address	1413 POLLARD ST, MONTVALE, VA 24122-2963
Document Number	0190001282
Instrument Date	Jan 31, 2019
Instrument	190001282
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 POLLARD ST, MONTVALE, VA 24122-2963

Mortgage

Document Number	0190001283
Date	Feb 15, 2019
Instrument	190001283

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00	$573,300 (+1%) Land $112,800 Building $460,500
2023	$2,350.00 Additional exemption filed	$286,650	$573,300 Land $112,800 Building $460,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pollard Rd

All Pollard Rd Property Records

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