1413 Ormsby Ln, Lyndon (Louisville), KY 40222 Property Records

Louisville/Jefferson County Metro Government property record for 1413 Ormsby Ln, Lyndon, KY 40222

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1957
Lot Size	0.998 acres (43,490 sqft)
Owner	2 Owner Names on Record
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21002103380000`

Property Details

APN / Parcel Number

Primary APN	`21002103380000`
Alternative APNs	`002103380000` `00028796`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Finished Area
Basement Area	1,288 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,490 sqft (0.998 acres)
Lot Dimensions	434 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft
Quonset Hut	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00028796
Street Address	1413 ORMSBY LN
City	LYNDON
State	KY
Zip	40222-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	100 X 434.90 AV NES ORMSBY LANE S COR DANIEL J HOGAN TRACT
Legal Lot Number	338
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4001
Census Tract	10005

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1413 ORMSBY LN, LOUISVILLE, KY 40222-3827
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional with PMI EVANSVILLE TEACHERS FCU
Jul 9, 2019	Deed of Trust, Mortgage LIBERTY FIN'L
Aug 30, 2018	Deed of Trust, Mortgage · VA Mortgage LIBERTY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 17, 2008
Transfer Doc	0093160125
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1413 ORMSBY LN, LYNDON, KY 40222-3827
Document Number	0170530784
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 ORMSBY LN LOUISVILLE KY 402223827, LOUISVILLE, KY 40222-3827

Mortgage

Document Number	0170530784
Date	Dec 30, 2020
Book Page	017053/000784
Instrument	281883

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1413 ORMSBY LN, LYNDON, KY 40222-3827
Document Number	0160450590
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 ORMSBY LN LOUISVILLE KY 402223827, LOUISVILLE, KY 40222-3827

Mortgage

Document Number	0160450590
Date	Jul 19, 2019
Book Page	016045/000590
Instrument	163852

Lender

Name	LIBERTY FIN'L
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1413 ORMSBY LN, LYNDON, KY 40222-3827
Document Number	0156840845
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 ORMSBY LN LOUISVILLE KY 402223827, LOUISVILLE, KY 40222-3827

Mortgage

Document Number	0156840845
Date	Sep 13, 2018
Book Page	015684/000845
Instrument	217786

Lender

Name	LIBERTY FIN'L
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Lyndon City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 (-3.44%) Homeowner's exemption	$226,240 (-) Land $65,270 Building $160,970
2024			$226,240 (-) Land $65,270 Building $160,970
2023	$2,065.00 (-3.46%) Homeowner's exemption	$226,240 (-) Land $65,270 Building $160,970	$226,240 (-) Land $65,270 Building $160,970
2022	$2,139.00 Homeowner's exemption	$226,240 Land $65,270 Building $160,970	$226,240 Land $65,270 Building $160,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	9 (1979–2018)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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