1413 Oldbury Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 1413 Oldbury Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1985
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2023)
Tax Bill	$2,728 (2026)
Deeds & Mortgages	Jan 2025 Refinance Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01605040300B040`

Property Details

APN / Parcel Number

Primary APN	`01605040300B040`
Alternative APNs	`732-70-95-78-700-000` `303754002` `469922000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	469922000
Street Address	1413 OLDBURY RD
City	MIDLOTHIAN
State	VA
Zip	23113-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	BUCKINGHAM L 40 BK B SEC 3
Legal Subdivision	BUCKINGHAM
Legal Block	B
Legal Lot Number	40
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1000
Census Tract	100915

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 OLDBURY RD, MIDLOTHIAN, VA 23113-2869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance PROSPERITY HOME MORTGAGE LLC
Nov 29, 2023	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 10, 2023	Warranty Deed, Transfer · Seller Carry-Back CLIFFORD AND DUKE PROPERTIES II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Aug 26, 2008 · Amount on Record
Deed Document Number	202323649
Deed Book / Page	14341 / 167
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1413 OLDBURY RD, MIDLOTHIAN, VA 23113-2869
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014768-909
Date	Jan 2, 2025
Book Page	14768/909
Instrument	2025000064

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 29, 2023
Property Address	1413 OLDBURY RD, MIDLOTHIAN, VA 23113-2869
Document Number	014427-667
Book / Page	14427 / 667
Instrument Date	Nov 20, 2023
Instrument	2023035804
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 OLDBURY RD, MIDLOTHIAN, VA 23113-2869

Mortgage

Document Number	2023035805
Date	Nov 29, 2023
Instrument	2023035805

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 10, 2023
Property Address	1413 OLDBURY RD, MIDLOTHIAN, VA 23113-2869
Document Number	014341-167
Book / Page	14341 / 167
Instrument Date	Aug 2, 2023
Instrument	2023023649
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 MANAKIN RD STE F, F, MANAKIN SABOT, VA 23103-2252

Mortgage

Document Number	2023023650
Date	Aug 10, 2023
Instrument	2023023650

Lender

Name	CLIFFORD AND DUKE PROPERTIES II LLC

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,728.00 (+28.74%)	$303,800 (+4.83%) Land $80,000 Building $223,800	$303,800 (+4.83%) Land $80,000 Building $223,800
2025		$289,800 (+25.89%) Land $66,000 Building $223,800	$289,800 (+25.89%) Land $66,000 Building $223,800
2023	$2,119.00	$230,200 Land $61,000 Building $169,200	$230,200 Land $61,000 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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