1413 Oakpoint Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1413 Oakpoint Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,157 sqft · built 2004
Lot Size	0.169 acres (7,371 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2018)
Tax Bill	$12,773 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-542-09-00`

Property Details

APN / Parcel Number

Primary APN	`643-542-09-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,157 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,371 sqft (0.169 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1413 OAKPOINT AVE
City	CHULA VISTA
State	CA
Zip	91913-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC11SF3
Legal Description	LOT 22 TR 014493
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014493
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	13318

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1413 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 29, 2019	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 12, 2018	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	May 13, 2004 · Amount on File
Deed Document Number	2018284987
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0000263075
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1413 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 OAKPOINT AVE, CHULA VISTA, CA 91913-2955

Mortgage

Document Number	0000677548
Date	Nov 2, 2020
Instrument	2020-0677548

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1413 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204733
Date	May 29, 2019
Instrument	2019-0204733

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2018
Property Address	1413 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Document Number	0000284987
Map Reference	MAP 14493
Instrument Date	May 22, 2018
Instrument	2018-0284987
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1413 OAKPOINT AVE, CHULA VISTA, CA 91913-2955
Investor	Possibly a Property Investor

Mortgage

Document Number	0000284988
Date	Jul 12, 2018
Instrument	2018-0284988

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,920 (+2%) Land $290,514 Building $534,406
2025	$12,773.00 (+1.82%)	$808,746 (+4.04%) Land $284,818 Building $523,928
2023	$12,545.00 (+2.12%)	$777,343 Land $273,759 Building $503,584
2022	$12,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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