1413 Oak Bluff Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1413 Oak Bluff Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,072 sqft · built 1950
Lot Size0.388 acres (16,900 sqft)
OwnerIndividual Name on File
Tax Bill$7,750 (2024)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-597-00180600

Property Details

APN / Parcel Number

Primary APN01-597-00180600
Alternative APNs
  • 1-597-00180600
  • 59700180600

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,072 sqft Living Area
Gross Area3,897 sqft
1st Floor Area2,097 sqft
Basement Area975 sqft
Finished Basement975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,900 sqft (0.388 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area285 sqft
Deck Area100 sqft
Shed1 Shed
Shed Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number59700180600
Street Address1413 OAK BLUFF RD
CityEDGEWATER
StateMD
Zip21037-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 29 OAK BLUFF
Legal SubdivisionOAK BLUFF
Legal Block1
Legal Lot Number29
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2002
Census Tract701103

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1413 OAK BLUFF RD, EDGEWATER, MD 21037-2133
OccupancyOwner Occupied
Owner TypeIndividual
VestingPersonal Representative

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2003
Deed SaleApr 18, 2003
Prior SaleFeb 12, 2003
Deed Document Number20035232
Deed Book / Page12567 / 749
Transfer Doc0125670749
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1413 OAK BLUFF RD, EDGEWATER, MD 21037-2133
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 OAK BLUFF RD, EDGEWATER, MD 21037-2133

Mortgage

Document Number0419530159
DateDec 31, 2025
Book Page41953/159
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 16, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,324,133 (+20.29%)$1,435,800 (+30.43%) Land $1,026,000 Building $409,800
2024$7,750.00 (+10.86%)
2023$6,991.00 Homeowner's exemption$1,100,800 Land $791,500 Building $309,300$1,100,800 Land $791,500 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Nearby Flood Policies41 in force
Nearby Flood Claims5 (2003–2025)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Bluff Rd

Nearby Streets

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