1413 N 54th St, Seattle, WA 98103 Property Records

King County property record for 1413 N 54th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,280 sqft · built 1916
Lot Size	0.116 acres (5,050 sqft)
Owner	Individual Name on File
Last Sale	$802,000 (Oct 2018)
Tax Bill	$10,616 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`952310-0285`

Property Details

APN / Parcel Number

Primary APN	`952310-0285`
Alternative APN	`952310028503`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Finished Basement	260 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	5,050 sqft (0.116 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	952310028503
Street Address	1413 N 54TH ST
City	SEATTLE
State	WA
Zip	98103-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	WOODLAND PARK ADD SUPL & POR VAC ST ADJ
Legal Range	04
Legal Township	25
Legal Section	07
Legal Subdivision	WOODLAND PARK ADD SUPL
Legal Block	64
Legal Lot Number	9-10
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	4600

Owner

1413 N 54th St is owned and occupied by an individual who bought it in October 2018.

Source: King County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1413 N 54TH ST, SEATTLE, WA 98103-6117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 25, 2018	Warranty Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Deed Document Number	2018642
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Recording Date	Sep 17, 2026
Property Address	1413 N 54TH ST, SEATTLE, WA 98103-6117
Document Number	0000000062
Instrument Date	Sep 11, 2026
Instrument	202662
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 N 54TH ST, SEATTLE, WA 98103-6117

Mortgage

Document Number	0000000062,
Date	Sep 17, 2026
Instrument	202662

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1413 N 54TH ST, SEATTLE, WA 98103-6117
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002219
Date	Aug 18, 2020
Instrument	20200818002219

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	LA HONDA, CA 94020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 25, 2018
Property Address	1413 N 54TH ST, SEATTLE, WA 98103-6117
Document Number	0000000642
Instrument Date	Oct 18, 2018
Instrument	201810250642
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 BELMONT AVE #200 SEATTLE WA 981223711, 200, SEATTLE, WA 98122-3711

Mortgage

Document Number	643
Date	Oct 25, 2018
Instrument	201810250643

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1413 N 54th St was $10,616.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,616.00
2025		$998,000 (+9.19%) Land $847,000 Building $151,000	$998,000 (+9.19%) Land $847,000 Building $151,000
2024	$9,095.00	$914,000 Land $785,000 Building $129,000	$914,000 Land $785,000 Building $129,000
2022	$8,636.00	$979,000 Land $700,000 Building $279,000	$979,000 Land $700,000 Building $279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 N 54th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1413 N 54th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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