1413 Myrtle St, Gainesville, TX 76240 Property Records

Cooke County property record for 1413 Myrtle St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1940
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$105,900 (Nov 2020)
Tax Bill	$3,617 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2455-002-0001A`

Property Details

APN / Parcel Number

Primary APN	`2455-002-0001A`
Alternative APN	`13014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,360 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,236 sqft
Storm Shelter	Storm Shelter
Utility Room	Utility Room
Flooring	Ceramic Tile
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Garage Area	187 sqft
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2455-002-0001A
Street Address	1413 MYRTLE ST
City	GAINESVILLE
State	TX
Zip	76240-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE RE; BLOCK 2; LOT 1 PT OF
Legal Subdivision	LEE RE
Legal Block	2
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3002
Census Tract	600

Owner

1413 Myrtle St is owned by two individuals who bought it in November 2020.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2202 FM 2896, GAINESVILLE, TX 76240-6846
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	May 17, 2018
Deed Document Number	20209208
Deed Book / Page	2375 / 253
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	2375/253
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Nov 9, 2020
Property Address	1413 MYRTLE ST, GAINESVILLE, TX 76240-3541
Document Number	2375/253
Book / Page	2375 / 253
Map Reference	VOL 2 PG 13
Instrument Date	Nov 6, 2020
Instrument	2020-09208
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 FM 2896, GAINESVILLE, TX 76240-6846

Mortgage

Document Number	202009209
Date	Nov 9, 2020
Instrument	2020-09209

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1413 Myrtle St was $3,617, up 6.7% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,617.00 (+6.7%)	$172,869 (+6.67%) Land $41,071 Building $131,798	$172,869 (+6.67%) Land $41,071 Building $131,798
2025	$3,390.00 (+9.85%)	$162,057 Land $41,071 Building $120,986	$162,057 Land $41,071 Building $120,986
2024	$3,086.00
2023		$167,305 Land $37,352 Building $129,953	$167,305 Land $37,352 Building $129,953
2022	$3,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Myrtle St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Myrtle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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