1413 Maple Ridge Ct, Simpsonville, KY 40067 Property Records

Shelby County property record for 1413 Maple Ridge Ct, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1993
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2021)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`015B-02-015`

Property Details

APN / Parcel Number

Primary APN	`015B-02-015`
Alternative APN	`0054039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Porch	Porch
Porch Area	126 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0054039
Street Address	1413 MAPLE RIDGE CT
City	SIMPSONVILLE
State	KY
Zip	40067-6685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE LOT 189 PH 3
Legal Subdivision	ROLLING RIDGE SUB PH III
Legal Phase	3
Legal Lot Number	189
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	1
Census Block	1008
Census Tract	40503

Owner

1413 Maple Ridge Ct is owned and occupied by an individual who bought it in June 2021.

Source: Shelby County records, as of February 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
May 16, 2008	Deed of Trust, Mortgage · FHA Mortgage CITIZENS UNION BANK
May 23, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE LENDERS NETWORK USA INC
May 23, 2005	Deed of Trust, Mortgage · ARM MORTGAGE LENDERS NETWORK USA INC
Jun 18, 2021	Deed, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Aug 6, 2012	Deed, Transfer · FHA Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Aug 6, 2012 · Amount on File
Deed Document Number	473957
Deed Book / Page	D0684 / 45
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685

Mortgage

Document Number	0M1407/207
Date	Feb 20, 2026
Book Page	M1407/207
Instrument	580129

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	1901 EASTPOINT PKWY, LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M768/390
Date	May 16, 2008
Book Page	M768/390
Instrument	00341263

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2038

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M642/053
Date	May 23, 2005
Book Page	M642/053
Instrument	305537

Lender

Name	MORTGAGE LENDERS NETWORK USA INC
Type	Subprime Lender
Address	MIDDLETOWN, CT 06457

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2020

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M642/033
Date	May 23, 2005
Book Page	M642/033
Instrument	305536

Lender

Name	MORTGAGE LENDERS NETWORK USA INC
Type	Subprime Lender
Address	MIDDLETOWN, CT 06457

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.55%
Type Change Date	Jun 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.55%
Max Rate At Change	9.55%
Index	6-Month LIBOR
Max Rate	12.5%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jun 18, 2021
Property Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Document Number	00D0684/45
Book / Page	D0684 / 45
Map Reference	CAB 2 SL 399
Instrument Date	Jun 11, 2021
Instrument	473957
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 LINCOLN STATION DR, SIMPSONVILLE, KY 40067-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685

Mortgage

Document Number	0000473958
Date	Jun 18, 2021
Instrument	473958

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Aug 6, 2012
Property Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Document Number	00D560/766
Book / Page	D560 / 766
Map Reference	CAB 2 SL399
Instrument Date	Jul 26, 2012
Instrument	383108
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	RIVER CITY TITLE COMPANY, RIVER CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8931 ELI QUEDRIVE, LOUISVILLE, KY 40291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 MAPLE RIDGE CT, SIMPSONVILLE, KY 40067-6685
Investor	Possibly a Property Investor

Mortgage

Document Number	0000383109
Date	Aug 6, 2012
Instrument	383109

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Maple Ridge Ct was $2,463.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00	$215,000	$215,000
2023	$2,521.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Maple Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Maple Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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