1413 Heather Ln, Monroe, NC 28110 Property Records

Union County property record for 1413 Heather Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 1999
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$273,500 (Jul 2018)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-256-065`

Property Details

APN / Parcel Number

Primary APN	`09-256-065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,466 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1413 HEATHER LN
City	MONROE
State	NC
Zip	28110-8708
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#32 YORKSHIRE PH1 MAP2 OPCC646
Legal Subdivision	YORKSHIRE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20401

Owner

1413 Heather Ln, a rural home, is owned and occupied by two individuals who bought it in July 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 HEATHER LN, MONROE, NC 28110-8708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 13, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Aug 26, 1998 · Amount on File
Deed Document Number	201821435
Deed Book / Page	7207 / 776
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	3407506
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1413 HEATHER LN, MONROE, NC 28110-8708
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 HEATHER LN, MONROE, NC 28110-8708

Mortgage

Document Number	819591
Date	Aug 5, 2021
Book Page	8195/91
Instrument	36858

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1413 HEATHER LN, MONROE, NC 28110-8708
Document Number	7371623
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1413 HEATHER LN MONROE NC 281108708, MONROE, NC 28110-8708

Mortgage

Document Number	7371623
Date	May 16, 2019
Book Page	007371/000623
Instrument	13174

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2018
Property Address	1413 HEATHER LN, MONROE, NC 28110-8708
Document Number	0007207776
Book / Page	7207 / 776
Map Reference	CAB C FILE 646
Instrument Date	Jul 31, 2018
Instrument	0021435
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2745 ROLLING HILLS DR, 2745, MONROE, NC 28110-0426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 HEATHER LN, MONROE, NC 28110-8708

Mortgage

Document Number	0000021436
Date	Jul 31, 2018
Instrument	0021436

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Heather Ln was $4,190.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,400 (-) Land $83,700 Building $395,700	$479,400 (-) Land $83,700 Building $395,700
2025	$4,190.00	$479,400 Land $83,700 Building $395,700	$479,400 Land $83,700 Building $395,700
2023	$3,270.00	$299,900 Land $54,000 Building $245,900	$299,900 Land $54,000 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Heather Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Heather Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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