1413 E Dry Creek Rd, Phoenix, AZ 85048 Property Records

Maricopa County property record for 1413 E Dry Creek Rd, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,517 sqft · built 1993
Lot Size	0.189 acres (8,215 sqft)
Owner	Company Name on Record
Last Sale	$573,763 (Mar 2006)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`300-94-190`

Property Details

APN / Parcel Number

Primary APN	`300-94-190`
Alternative APN	`300941907`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,517 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	2,517 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,215 sqft (0.189 acres)
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1413 E DRY CREEK RD
City	PHOENIX
State	AZ
Zip	85048-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	FOOTHILLS PARCEL 9C LOT 1-84 TR A-J MCR 344-27
Legal Range	3E
Legal Township	1S
Legal Section	28
Legal Subdivision	FOOTHILLS PARCEL 9C LOT 1-84 TR A-J
Legal Lot Number	52
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	116728

Owner

Source: Maricopa County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
May 1, 2019	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2006 · Amount on Record
Deed Sale	Mar 24, 2006 · Amount on Record
Prior Sale	Mar 29, 1994 · Amount on Record
Deed Document Number	2006397712
Last Transfer Date	Feb 28, 2013
Transfer Doc	0000211243
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 13, 2026
Property Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915
Document Number	0000286791
Instrument Date	Apr 29, 2026
Instrument	2026286791
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915

Mortgage

Document Number	0000286791,
Date	May 13, 2026
Instrument	2026286791

Lender

Name	BELL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915

Mortgage

Document Number	0000585851
Date	Jul 20, 2022
Instrument	20220585851

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.99%
Index	Other
Max Rate	9.99%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915

Mortgage

Document Number	0000578858
Date	Jul 18, 2022
Instrument	20220578858

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.99%
Index	Other
Max Rate	9.99%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E DRY CREEK RD, PHOENIX, AZ 85048-5915

Mortgage

Document Number	0000312425
Date	May 1, 2019
Instrument	20190312425

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,860 (+30.47%)	$648,600 (+6.15%) Land $129,700 Building $518,900
2025	$4,632.00 (+5.58%)	$49,714 (-25.82%)	$611,000 (-8.83%) Land $122,200 Building $488,800
2024		$67,020	$670,200 Land $134,000 Building $536,200
2023	$4,387.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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