1413 E 16th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1413 E 16th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 540 sqft · built 1940
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$9,666 (Jan 2022)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Feb 2023 Sale Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1122127016`

Property Details

APN / Parcel Number

Primary APN	`1122127016`
Alternative APN	`114339`

Interior

Bedrooms	2 Beds
Building Area	540 sqft Building Perimeter
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Location & Zoning

Account Number	114339
Street Address	1413 E 16TH ST
City	STERLING
State	IL
Zip	61081-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST PARK SUB LOT 60 195600X
Legal Subdivision	EAST PARK SUBDIVISION
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2005
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1413 E 16TH ST, STERLING, IL 61081-2663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer
Jan 12, 2022	Warranty Deed, Transfer
Oct 3, 2018	Warranty Deed, Transfer · Line of Credit STERLING BK
Dec 30, 2016	Deed of Trust, Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2022244
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 22, 2023
Property Address	1413 E 16TH ST, STERLING, IL 61081-2663
Document Number	0000000798
Instrument Date	Feb 17, 2023
Instrument	2023-00798
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E 16TH ST, STERLING, IL 61081-2663

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 12, 2022
Property Address	1413 E 16TH ST, STERLING, IL 61081-2663
Document Number	0000000244
Instrument Date	Jan 8, 2022
Instrument	2022-00244
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E 16TH ST, STERLING, IL 61081-2662

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 3, 2018
Property Address	1413 E 16TH ST, STERLING, IL 61081-2663
Document Number	0000005485
Instrument Date	Oct 3, 2018
Instrument	5485
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E 16TH ST STERLING IL 610812663, STERLING, IL 61081-2663

Mortgage

Document Number	5486
Date	Oct 3, 2018
Instrument	5486

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 2, 2023

Interest

Rate Type	Adjustable Rate
Rate	6.5%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1413 E 16TH ST, STERLING, IL 61081-2663
Document Number	0000000042
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	NTI TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 N MERRILL ST PARK RIDGE IL 600683404, PARK RIDGE, IL 60068-3404

Mortgage

Document Number	0000000042
Date	Jan 3, 2017
Instrument	42

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	DIXON, IL 61021

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2022

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00	$12,259 Land $3,117 Building $9,142
2024			$36,777 Land $9,351 Building $27,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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