1413 E 1540 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1413 E 1540 S, Spanish Fork, UT 84660

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,355 sqft · built 2002
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$326,700 (Nov 2020)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-323-0001`

Property Details

APN / Parcel Number

Primary APN	`34-323-0001`
Alternative APN	`168919`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	3,557 sqft
1st Floor Area	1,355 sqft
Basement Area	1,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,184 sqft (0.119 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Covered Wood Porch
Porch Area	212 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	168919
Street Address	1413 E 1540 S
City	SPANISH FORK
State	UT
Zip	84660-3512
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1, PLAT A, ASPEN MEADOWS SUB AREA 0.119 AC.
Legal Subdivision	ASPEN MEADOWS SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4001
Census Tract	10404

Owner

1413 E 1540 S, a townhouse, is owned and occupied by two individuals who bought it in November 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 E 1540 S, SPANISH FORK, UT 84660-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit ALPINE CREDIT UNION
Nov 6, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP
Dec 23, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Jun 11, 2015 · Amount on File
Deed Document Number	2020176339
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0000149539
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	May 8, 2026
Property Address	1413 E 1540 S, SPANISH FORK, UT 84660-3512
Document Number	0000038791
Instrument Date	May 4, 2026
Instrument	202638791
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1413 E 1540 S, SPANISH FORK, UT 84660-3512

Mortgage

Document Number	0000038791,
Date	May 8, 2026
Instrument	202638791

Lender

Name	ALPINE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 6, 2020
Property Address	1413 E 1540 S, SPANISH FORK, UT 84660-3512
Document Number	0000176339
Instrument Date	Nov 5, 2020
Instrument	176339:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1413 E 1540 S, SPANISH FORK, UT 84660-3512

Mortgage

Document Number	0000176366
Date	Nov 6, 2020
Instrument	176366:2020

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1413 E 1540 S, SPANISH FORK, UT 84660-3512
Document Number	0000000021
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 E 1540 S SPANISH FORK UT 846603512, SPANISH FORK, UT 84660-3512

Mortgage

Document Number	0000000021
Date	Jan 3, 2017
Instrument	21

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1413 E 1540 S was $2,515, up 3.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,345 (+2.76%)	$487,900 (+2.76%) Land $129,600 Building $358,300
2025	$2,515.00 (+3.12%)	$261,140	$474,800 Land $129,600 Building $345,200
2024	$2,439.00 (+0.29%)
2023	$2,432.00 (+10.05%)	$251,020	$456,400 Land $102,800 Building $353,600
2022	$2,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 E 1540 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 E 1540 S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Utah Broadband, Verizon.

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