1413 Crescent St, Monroe, NC 28112 Property Records

Union County property record for 1413 Crescent St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,699 sqft · built 1980
Lot Size0.463 acres (20,168 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Jul 2022)
Tax Bill$3,036 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-241-006

Property Details

APN / Parcel Number

Primary APN09-241-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,699 sqft Living Area
Gross Area1,953 sqft
1st Floor Area1,689 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,168 sqft (0.463 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft
Patio Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1413 CRESCENT ST
CityMONROE
StateNC
Zip28112-6342
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description#16 BLKD BRAMBLEWOOD OPCA19B
Legal SubdivisionBRAMBLEWOOD
Legal BlockD
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1031
Census Tract20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1413 CRESCENT ST, MONROE, NC 28112-6342
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
LATINO COMMUNITY CU
Aug 30, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleAug 30, 2019 · Amount on Record
Deed Document Number202225828
Deed Book / Page8529 / 604
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 20, 2022
Property Address1413 CRESCENT ST, MONROE, NC 28112-6342
Document Number0008529604
Book / Page8529 / 604
Map ReferenceCAB A FILE 19-B
Instrument DateJul 15, 2022
Instrument25828
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Mortgage

Document Number0000025829
DateJul 20, 2022
Instrument25829
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateAug 1, 2027
Change Frequency5 Years
Min Rate At Change5.75%
Max Rate At Change8%
Index3-Year CMT
Max Rate12%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 30, 2019
Property Address1413 CRESCENT ST, MONROE, NC 28112-6342
Document Number0007453473
Book / Page7453 / 473
Map ReferenceCAB A FILE 19-B
Instrument DateAug 30, 2019
Instrument0026013
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 CRESCENT ST, MONROE, NC 28112-6342

Mortgage

Document Number0000026014
DateAug 30, 2019
Instrument0026014
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,400 (-) Land $66,000 Building $281,400$347,400 (-) Land $66,000 Building $281,400
2025$3,036.00 (+38.82%)$347,400 (+73.18%) Land $66,000 Building $281,400$347,400 (+73.18%) Land $66,000 Building $281,400
2023$2,187.00$200,600 Land $37,200 Building $163,400$200,600 Land $37,200 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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