Monroe County and Webster Town property record for 1413 Cherry Laurel Cir, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 2000 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jan 2020) |
| Tax Bill | $8,941 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065.03-2-3 |
| Primary APN | 065.03-2-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| 2nd Floor Area | 1,012 sqft |
| Game Room | Game Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 207 ft deep x 73.9 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 448 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 065.03-2-3 |
|---|---|
| Street Address | 1413 CHERRY LAUREL CIR |
| City | WEBSTER |
| State | NY |
| Zip | 14580-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TL7 TWP14 RNG4 MILLCREEK MEADOWS EAST LOT 3 300-75 |
| Legal Subdivision | MILL CREEK MEADOWS EAST SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records · APN 065.03-2-3
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1413 CHERRY LAUREL CIR, WEBSTER, NY 14580-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Jan 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Jan 22, 2020 | Correction Deed, Subdivision Related Transfer NOT AVAILABLE |
| Mar 06, 2019 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Dec 07, 2000 · Amount on Record |
| Deed Document Number | 2020145 |
| Deed Book / Page | 12299 / 469 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1413 CHERRY LAUREL CIR, WEBSTER, NY 14580-9469 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|
| Document Number | 202503335168 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 31140/129 |
| Instrument | 202503335168 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jan 22, 2020 |
| Property Address | 1413 CHERRY LAUREL CIR, WEBSTER, NY 14580-9469 |
| Document Number | 0000000145 |
| Book / Page | 12299 / 469 |
| Map Reference | LB 300 PG 75 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 202001220145 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1413 CHERRY LAUREL CIR, 1413, WEBSTER, NY 14580-9469 |
| Name | Verified Name |
|---|---|
| Address | 1413 CHERRY LAUREL CIR, WEBSTER, NY 14580-9469 |
| Document Number | 0000000146 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 202001220146 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jan 22, 2020 |
| Property Address | 1413 CHERRY LAUREL CIR, WEBSTER, NY 14580-9469 |
| Document Number | 0000000144 |
| Book / Page | 012299 / 000466 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 144 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 579 WESTCHESTER AVE ROCHESTER NY 146094528, ROCHESTER, NY 14609-4528 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1413 CHERRY LAUREL CIR, WEBSTER, NY 14580-9469 |
| Document Number | 0000000556 |
| Instrument Date | Mar 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1413 CHERRY LAUREL CIR WEBSTER NY 145809469, WEBSTER, NY 14580-9469 |
| Document Number | 0000000556 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 027953/000165 |
| Instrument | 556 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Webster Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,941.00 (+4.79%) | $187,800 (-) Land $30,600 Building $157,200 | $391,300 (+20.85%) Land $63,758 Building $327,542 |
| 2023 | $187,800 (-) Land $30,600 Building $157,200 | $323,800 (+10.36%) Land $52,760 Building $271,040 | |
| 2022 | $187,800 Land $30,600 Building $157,200 | $293,400 Land $47,806 Building $245,594 | |
| 2021 | $8,532.00 |
Source: FEMA National Flood Hazard Layer as of May 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2004 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks Holding, Verizon.
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA public/private · serves 525,262 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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