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1413 Bluff St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1413 Bluff St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1896
Square Footage1,567 sqft Living Area
Lot Size5,570 sqft (0.128 acres)
GarageDetached, 576 sqft
Last Sale$44,000 (2022)
Tax Bill$1,116.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-25-336-011

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,567 sqft Living Area
1st Floor778 sqft 1st Floor
Basement Area778 sqft Basement
Unfinished Basement778 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,570 sqft (0.128 acres)
Depth X Width146 ft x 31 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area110 sqft Patio
Porch1 Porch
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1413 BLUFF ST
CityWATERLOO
StateIA
Zip50702-1613
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDRAPERS ADDITION LOT 3
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionDRAPERS ADDITION
Legal Lot Number3
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2030
Census Tract900

Owner

Source: Black Hawk County records · APN 8913-25-336-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3130 FINLEY RD, 510, DOWNERS GROVE, IL 60515-1100
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANKIOWA
Mar 03, 2022Deed of Trust, Mortgage
RANBIR SINGH SAINT IRREVOCABLE TRUST
Nov 16, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Doc Number202210484
Prior Transfer DateJun 20, 2005
Prior Transfer Doc2005029665
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1413 BLUFF ST, WATERLOO, IA 50702-1613
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6118 ROOSEVELT RD B, B, OAK PARK, IL 60304-2399

Mortgage

Document Number202400000285
DateJul 10, 2023
Instrument2024-00000285
Lender
NameBANKIOWA
TypeBank
Address230 1ST ST E, INDEPENDENCE, IA 50644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1413 BLUFF ST, WATERLOO, IA 50702-1613
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200017455
DateMar 03, 2022
Instrument202200017455
Lender
NameRANBIR SINGH SAINT IRREVOCABLE TRUST
TypeNon-Lending Institution
AddressPERU, IL 61354
Agreement
AmountAmount Recorded
Term11 Months
DueFeb 22, 2023

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 16, 2021
Property Address1413 BLUFF ST, WATERLOO, IA 50702-1613
Document Number202200010484
Instrument DateNov 08, 2021
Instrument202200010484
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
Tax$69.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3130 FINLEY RD # 510, 510, DOWNERS GROVE, IL 60515-1100
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,116.00$64,870 (+26.06%) Land $6,960 Building $57,910$64,870 (+26.06%) Land $6,960 Building $57,910
2024$1,116.00 (+12.96%)
2023$51,460 (+14.48%) Land $6,960 Building $44,500$51,460 (+14.48%) Land $6,960 Building $44,500
2022$988.00$44,950 Land $6,960 Building $37,990
2021$44,950 Land $6,960 Building $37,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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