1413 Bernal Ave, Burlingame, CA 94010 Property Records

San Mateo County property record for 1413 Bernal Ave, Burlingame, CA 94010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,414 sqft · built 1924
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,749,000 (Aug 2016)
Tax Bill	$23,972 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`026-054-060`

Property Details

APN / Parcel Number

Primary APN	`026-054-060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,414 sqft Living Area
1st Floor Area	1,790 sqft
Basement Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Multi-Family
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1413 BERNAL AVE
City	BURLINGAME
State	CA
Zip	94010-5559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 17 BLOCK 45 EASTON ADD BURLINGAME NO 4 RSM A/45
Legal Subdivision	EASTON ADD BURLINGAME NO 4
Legal Block	45
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4004
Census Tract	605200

Owner

1413 Bernal Ave is owned and occupied by two individuals who bought it in August 2016.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 BERNAL AVE, BURLINGAME, CA 94010-5559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2016 · Amount on File
Deed Sale	Aug 10, 2016 · Amount on File
Prior Sale	Jul 21, 1999 · Amount on File
Deed Document Number	201678206
Prior Transfer Date	Feb 5, 1996
Prior Transfer Doc	0000018466
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1413 BERNAL AVE, BURLINGAME, CA 94010-5559
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE GREENBRAE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088592
Date	Oct 6, 2017
Instrument	2017-088592

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Bernal Ave was $23,972 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Burlingame City
Elementary School District	Burlingame Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,070,453 (+2%) Land $1,657,314 Building $413,139
2025	$23,972.00 Homeowner's exemption	$2,029,857 Land $1,624,818 Building $405,039
2023	$22,368.00 (+2.53%) Homeowner's exemption	$1,951,037 Land $1,561,725 Building $389,312	$3,394,350
2022	$21,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Bernal Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1413 Bernal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BURLINGAME serves 32,453 people · EPA ID CA4110003
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100